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1. MODELO CUALITATIVO PARA LA ASIGNACIÓN DE CRÉDITOS DE CONSUMO Y ORDINARIO - EL CASO DE UNA COOPERATIVA DE CRÉDITO.

Author

Peña Palacio, Alejandro, Lochmüller, Christian, Guillermo Murillo, Juan, Adelaida Pérez, María, and Andrés Vélez, Carlos

Subjects
*MATHEMATICAL models, *CONSUMER credit, *CREDIT scoring systems, *QUALITATIVE research, *STATISTICS, *CREDIT analysis, *COOPERATIVE banking industry
Abstract

This article shows the development of a method for constructing a model for assigning credits at Cooperativa Belén Ahorro y Crédito consumption loans. For this purpose, existing Colombian norms and the need for having a score system (customer individual qualification) are used to optimize times of sale processes and study of credit requests, in order to determine the customer's basic characteristics. This article deals with the first stage of the process when a qualitative methodology is used together with statistical methods. [ABSTRACT FROM AUTHOR]

Published
2011

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