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Start Over Topic credit Publication Year Range More than 50 years ago Database Academic Search Index
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1. A STOCHASTIC MODEL OF CREDIT SALES DEBT.

Author

Benishay, Haskel

Subjects
*ACCOUNTS receivable, *STOCHASTIC processes, *COLLECTING of accounts, *DEBT, *RANDOM variables, *CREDIT, *VARIANCES, *LOANS
Abstract

This paper develops a stochastic model of accounts receivable, the debt arising from credit sales; and expresses the expectations and variances of (1) credit sales, (2) collections, (3) bad debts, (4) collections plus bad debts; and, (5) accounts receivable outstanding, in terms of parameters of the stochastic variables: (a) the number of credit sales made, (b) the size of sales; and, (c) the collection period or the effective term of loans. The paper discusses some interesting features of the results of the model and provides an empirical example to illustrate the model in context of actual credit sales made by a small wholesale food company during the years 1963 and 1964. [ABSTRACT FROM AUTHOR]

Published
1966
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2. WHAT ABOUT COMMERCIAL CREDIT?

Author

Sprague, Jesse Rainsford

Subjects
*COMMERCIAL credit, *BUSINESSPEOPLE, *CREDIT bureaus, *CREDIT, *BANK loans, *LOANS
Abstract

Discusses the terms and conditions set by bankers, wholesale merchants and managers of credit bureaus prior to the issuance of a commercial credit. Papers presenting a healthy business condition; Methods to promote safer risk than inherited capital for credit accommodation; Account of different businessmen on their experiences with credit loans.

Published
1936