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3. Money smarts: saving and spending can be easy if you follow a few simple tips

4. A quick turnaround: the multifamily sector has bounced back in a big way from its low point. But questions about the lackluster condo sector and the future of Freddie Mac and Fannie Mae still cloud the outlook

6. Affordable-housing gap widens: it's getting harder to build and manage truly affordable rental housing. Lenders are struggling to figure out what deals to approve as market conditions grow more challenging

7. The big boom: multifamily construction and renovations are booming, especially in the luxury market. But affordable housing continues to be in short supply, worrying industry experts

8. Slow recovery: despite the ongoing allure of single-family homes and condo ownership, rental apartment markets continue to improve. This is good news--unless you're a low-income renter

9. Rental reality: despite a persistent homebuyers' market, multifamily continues to serve its niche. The trend by young and old renters of moving to urban downtowns is fueling condo conversions and renovation of older buildings

10. When Spit Happens

11. Biz kids

12. A Tribute to His Roots : INSCRIPTION ON MUSEUM WALL

13. High water marks: James Voisard: Eagle scout skis to victory

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