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The current study aims to explore parents and service providers' attitudes towards the social inclusion of people with neurodevelopmental disabilities into society, through exercising their rights in various financial transactions and personal status matters in the State of Qatar. Additionally, the study aims to explore any differences in the participants' attitudes towards social inclusion based on their role, gender and the child's disability type. Eighty-two service providers (46 Female) and sixty-five parents (40 Female) of children with Intellectual Disability or Autism Spectrum Disorder participated in this study. They completed the Attitudes towards social inclusion of people with disabilities (ASIPD) Scale. Findings showed that the participants believe that the Shari'ah (Islamic law) places a high premium on the social inclusion of the people with neurodevelopmental disabilities and predates various modern theories on the subject. In addition, the Islamic law permits the persons with mild neurodevelopmental disabilities to engage in many contracts in the realms of financial transactions and personal status. Parents and service providers have neutral to positive attitudes towards social inclusion of people with neurodevelopmental disabilities in terms of performing some financial transactions and some personal status rights like marriage and divorce according to severity of disability. Results were discussed and further recommendations were provided. [ABSTRACT FROM AUTHOR]

The proliferation of Internet of Things (IoT) devices in smart homes facilitates and the increase of financial transactions like reordering groceries by a smart refrigerator but also introduces significant cybersecurity risks. This paper examines the inherent vulnerabilities of IoT devices, including weak authentication, rare software updates, and susceptibility to malware. These vulnerabilities can expose smart homes to unauthorized access, leading to unauthorized money transfers and identity theft. Additionally, as the IoT ecosystem is interconnected, the risk increases, as a compromised device becomes an entry point for a broader network breach. The lack of standardized security protocols and regulatory frameworks further exacerbates this challenge. Therefore, addressing these risks requires collaboration among manufacturers, regulatory authorities, and users to establish robust security standards. In this way, the security of financial transactions using smart homes can be enhanced, and potential threats can be mitigated. [ABSTRACT FROM AUTHOR]

European Union banking industry is subject to numerous changes in the daily activities performed, having to adapt the business to a wide range of impacting factors. Among these, the blockchain technology has a significant potential in updating the current context, aspect highlighted by academic environment, researchers and innovation specialists. Current research paper has the intent to identify the areas where the blockchain technology could impact the EU banking industry, analyse the scenarios and make possible praises for the evolution of business in banking. [ABSTRACT FROM AUTHOR]

The study examines the impact of financial innovation on the Nigerian economy using both quarterly and monthly series ranging from 2010 to 2020. Most of the previous studies did not disaggregate the financial innovative channels in Nigeria using a value-based approach and also fail to capture the full data information as they annualized both the quarterly financial innovation data and quarterly GDP time series. The study adopted the autoregressive distributed lag model (ARDL) and the polynomial distributed lag mixed data sampling (PDL MIDAS) model as it is effective when combining low frequency and high-frequency data. The outcome of the ARDL showed that mobile payment platform in Nigeria had a positive significant effect both in the long run and short run while internet web transactions and POS transactions have a negative insignificant effect on the Nigerian economy in the short run and long run. The PDL MIDAS equation result, also confirms mobile payment transactions is positively related to Nigeria's economic growth while POS transactions were negatively related to the Nigerian economy. The results of the study suggest that financial innovation in the Nigerian financial system has a crucial role to play in the nation's economy which validates the finance-growth theory. The study, therefore, recommends that there is need to strengthen policies towards improving the performance of the financial innovative channels in Nigeria and improve the financial security of existing payment platforms. [ABSTRACT FROM AUTHOR]

This review synthesizes the prior literature on digital financial transactions (DFTs), identifies the factors that influence the adoption of DFTs, and sheds light on the research gaps in this area. This review focuses on the empirical studies published from 2009 to 2020. We identify fifteen factors that motivate the adoption of DFTs as well as five inhibitors to adoption. The literature lists perceived usefulness, perceived ease of use, compatibility, trust, security, effort expectancy, performance expectancy, and facilitating conditions as the most significant factors affecting the adoption of DFTs. In the study, cost of use, perceived danger, complexity, unwillingness to change, and privacy concerns are identified as major challenges to DFT adoption. Additionally, the paper outlines various research gaps in this field of research, particularly from the standpoint of methodology. The present work has significance for policymakers and managers in formulating policies and strategies to encourage the adoption of DFTs. As per the results, a research agenda for the future has been established. • The gradual adoption of digital financial transactions (DFTs) is still a challenge. • TAM and TAM2 theories have been employed in most past studies. • India, China, and South Korea contributed the most to DFT adoption research. • Trust is the most cited motivator for adoption of DFTs. • Perceived risk is the most cited inhibitor to DFTs adoption. [ABSTRACT FROM AUTHOR]