Search

The achievement of a company is largely determined by the quality of the people who work in it. Changes in the environment require their ability to capture the phenomenon, analyze its impact and prepare steps to deal with these conditions. Superior performance has an impact on the company's reputation and growth. This research uses a quantitative approach with data collection methods in the form of questionnaires, observation and documentation. Primary data was obtained from answers to questionnaire questions given to all employees of Bank DKI Syariah Lampung Branch. While secondary data is obtained from various related references. The results showed that competence has a significant effect on employee performance, then the work discipline variable has a significant effect on employee performance, the motivation variable shows a significant effect on employee performance.

This study used a comparative quantitative approach with purposive sampling as the sampling technique. The sample used is the quarterly financial performance for 2017-2021 with a total of 20 samples. Data is obtained secondary through quarterly reports published on the website of each bank in 2017-2021. Data analysis in this study used the help of eviews 10. The results of this study revealed that at Bank BCA all variables were at a very healthy composite-1 (PK-1) rating. For Bank BCA Syariah, only the NPF and CAR components in composite-1 (PK-1), partially there are significant differences in the two banks related to the variables that affect their profitability, namely NPL and BOPO at Bank BCA while for Bank BCA Syariah, namely BOPO and CAR, simultaneously there is no difference, where all level variables together have a significant effect on profitability, namely at Bank BCA (Sig 0.00 < 0.05) and Bank BCA Syariah (Sig 0.00 < 0.05) so that with a high RGEC value it will give good results healthy on the profitability of a bank. Keywords: NPL/NPF, GCG, BOPO, CAR, ROA