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The article discusses the growing challenges in the insurance market due to climate-related risks and property development in hazardous areas. It highlights the need for reforms and managed retreat strategies to address these challenges and adapt to the changing climate landscape. Private insurers are reducing coverage in vulnerable regions, and homeowners are facing increased premiums or policy cancellations. In Florida, insurers are fleeing due to high costs and lawsuits.

The article focuses on the importance of green buildings. It mentions buildings are responsible for a big chunk of global energy-related emissions, meanwhile nw energy-efficiency stan- dards for buildings in England and Wales mean that one in ten offices in central London risks becoming obsolete in 2023, and homeowners are also being urged to go green.

The article focuses on the impact of ultra-low interest rates on housing market. It mentions the Bank of England, having forecast that inflation in Britain could exceed, raised its policy rate for the fourth time, and the U.S. Federal Reserve had increased its benchmark rate impacting house prices and homeowners.

The article presents information related to the condition of China's housing market post Covid-19 pandemic. It mentions that large swathes of the country have the opposite problem such as overbuilt apartment blocks, sputtering economies and less number of people buying property. It mentions homeowners are strongly incentivised to make their monthly mortgage payments.

The article focuses on Common Agricultural Policy (CAP) of European Union (EU) under which farmer is entitled to annual subsidy and mentions farm receives support as sheep farm. Topics discussed include increase in food production received by farm subsidies since the second world war, increase in price of farmland which has been return than home owners and support for farming in Great Britain.

The article informs on rise in house prices around the globe. It mentions that Canada's central bankers plan to analyse investors' role in surging prices, and big investors might be popular with voters, and easier to achieve than loosening supply constraints. It also mentions that policies involves helping first-time buyers and renters, while discouraging other types of prospective homeowners.

The article examines how home-ownership is increase in the U.S. It mentions that home-owners are likelier than renters to live in single-family homes that encourages the construction of such houses, and likely to boost gross domestic product (GDP), as single-family homes tend to be higher quality. It mentions that Covid-19 pandemic has boosted home-ownership in the U.S.

The article discusses the U.S. housing market. Economic indicators during the summer of 2009 suggest that the collapse of the housing bubble has stabilized, with new home construction showing a mild increase and housing prices falling less than during the worst of the collapse. The effects of high unemployment, foreclosure, and the negative equity of many mortgage loan holders are examined.

The article examines home ownership. The U.S. and other countries have long had economic policies encouraging home ownership on the grounds that ownership is a good investment and that it provides benefits to society such as stable neighborhoods. The collapse of the real estate bubble has cast doubt on both assertions. There is evidence that rising housing prices increased turnover, actually harming neighborhood stability.

The article discusses the crises in the U.S. housing market. According to analysts most of the damage is now in the sub-prime mortgage market, which lends to people whose income is too low or have poor credit history. The greatest threat is to borrowers whose house is worth less than their mortgage. Different ways to bail out of the housing crisis are mentioned including calls for the U.S. Congress to rewrite the rules of the U.S. Federal Housing Commission.

The article reports that housing markets across the world has caused challenges with mortgages blowing up financial system and mentions ageing homeowners sitting in homes who are keen to protect their views. Topics discussed include developers prevented of building skyscrapers and flats, increase in the Gross Domestic Product (GDP) of America and vote for Brexit in 2016.

The article focuses on exorcist Philippe Moscato according to whom owners will no longer need their central heating result of beneficial vibrations and how he delivers flow of incantations and mentions according to him Paris, France, Lyon and French Riviera are areas contaminated with bad spirits.

The article looks at housing finance in the U.S. as of January 2014, focusing on homeowners who are facing foreclosure or hold underwater mortgages, those whose unpaid balance is greater than the home's current market value. It discusses a policy option under consideration by some municipalities of using eminent domain to seize such mortgages and refinance them, thereby allowing the homeowner to remain in the house. The consulting firm Mortgage Resolution Partners (MRP) is cited.

The author offers opinions on U.S. unemployment and economic policy. Both conventional fiscal and monetary policy are seen as inadequate means of reducing a high rate of unemployment. The administration of President Barack Obama is urged to consider means of assisting financially distressed homeowners to reduce their mortgage loan debts, creating more labor market flexibility.

The article examines the plan proposed by U.S. President Barack Obama to mitigate foreclosures and other effects of the collapse of the real estate bubble. The plan contains $75 billion in aid for homeowners at risk of default and their mortgage loan holders, who will receive subsidies for refinancing mortgages for qualified homeowners. It also proposes allowing bankruptcy judges to rewrite mortgage loans.

The article examines U.S. mortgage loan finance. Subprime mortgage defaults which sparked the 2008 financial crisis are being joined by an increasing number of problem mortgages held by more affluent homeowners facing economic difficulties due to the depression. A significant number of so-called "Alt-A" mortgages, a grade between subprime and prime, are facing default. This has grim financial implications for securities backed by those mortgages.

The article examines housing legislation legislation passed by the U.S. Congress and signed into law by President George W. Bush on July 30, 2008. The large law includes financial relief for the government-sponsored enterprises Fannie Mae and Freddie Mac, and allows the Federal Housing Administration to guarantee the refinancing of distressed mortgage loans at cheaper rates for home owners.

The article mentions the study "Inattention and Inertia in Household Finance: Evidence from the Danish Mortgage Market" by Steffen Anderson and others that found some Danish homeowners were slow to refinance loans when interest rates dropped either due to inertia or because they weren't paying attention.

The article looks at the recovery effort for Hurricane Sandy in New York and New Jersey, as of October 2013. It outlines the storm's impact, including drowning deaths, destruction of homes, and flooding of the New York City subway. It describes recovery programs organized by the city, including assistance to homeowners. Other topics include coastline protection plans, federal emergency aid, and New Jersey beach area tourism.

The article discusses the economic impact of Hurricane Sandy which caused storm damage in the Northeastern U.S. in 2012, with a focus on rebuilding and recovery efforts on Staten Island in New York City. Topics include homeowners' decision to rebuild or abandon their unsafe homes; the health effects of mould; and households registered with the U.S. Federal Emergency Management Agency (FEMA).

The article discusses medical care for the elderly in England, with information on healthcare reform for the funding of elderly care in Great Britain as of 2013. Topics include the health care system in England; welfare and basic social care in England; and the effects of the reforms on older homeowners in England.

The article focuses on Canada Mortgage & Housing Corp. (CMHC), a government agency which insures home mortgage loans. Restrictions placed on homeowners seeking insurance on mortgage loans and on refinancing of loans by CMHC by Canada's Finance Minister Jim Flaherty are considered as efforts to slow the growth of a real estate bubble in Canada's housing prices.

The article examines long-term medical care and social assistance for older people in Great Britain. Cutbacks in public funding for such programs are considered. Possible alternative sources of financing long-term care are examined including the creation of publicly underwritten insurance policies and using home equity to finance home improvements related to long-term care for older homeowners.

The article examines U.S. population mobility. Internal migration has been a consistent strength of the U.S. economy, creating more efficient labor markets as workers relocate in search of new jobs. The mobility has consistently declined due to increased rates of home ownership, and the collapse of the housing bubble means many persons cannot afford to move in search of employment.

The article examines U.S. housing finance. The administration of President Barack Obama's program to create mortgage loan modifications to prevent foreclosures has had a very limited effect, as foreclosures continue to increase. A possible change in policy which would assist homeowners in foreclosure to become renters is considered.

The article discusses derivative securities based on housing prices. Economists Robert Shiller and Karl Case have offered securities based on the housing price index they created which bears their names. The securities are designed to allow homeowners to hedge against changes in the prices of their homes.

This editorial discusses the expenses incurred by the U.S. government in the process of encouraging consumers to buy houses. The potential economic benefits of homeownership are compared with its costs. The authors advocate the elimination of subsidies that encourage the purchase of housing at the expense of other methods of investment.

The author offers opinions on proposals to help homeowners caught in the collapse of the U.S. housing bubble. Those persons are felt to be the core of the global financial crisis due to their widespread inability to repay mortgage loans taken at the bubble's height. Economists now suggest the government should help the homeowners restructure those loans so that they can avoid foreclosure. The author does not disagree, but notes the idea is an expensive one.

The article discusses an economic theory advanced by author and former Bank of England committee member Willem Buiter. He says that home prices do not effect the wealth of the average person. Since many people only own one house, and plan to live in it for a long time, they do not concern themselves with how much it is worth. It is only the people who buy houses and plan to sell them again that are actually impacted by falling prices.

The article examines proposed legislation in the U.S. Congress to aid homeowners in financial distress due to the collapse of the bubble in housing prices. On April, 2, 2008, the Senate agreed to a draft of compromise legislation consisting primarily of minor changes to current housing policy A proposal by Senator Chris Dodd and Representative Barney Frank to allow the Federal Housing Authority to reinsure defaulted mortgages was too controversial for quick passage.

The article looks at housing prices and questions whether it is better to rent or to buy a house. House prices are at record levels in relation to rents in many parts of the world and it now often makes more financial sense--especially for first-time buyers--to rent instead. Once maintenance costs, insurance and property taxes are added to mortgage payments, total annual outgoings now easily exceed the cost of renting an equivalent property, even after taking account of tax breaks. Making the assumption that house prices rise in line with inflation, and including buying and selling costs, then over a period of seven years--the average time American owners stay in one house--our calculations show that you would generally be better off renting. A renter can accumulate wealth by putting the money saved each year from the lower cost of renting into shares. These have, historically, yielded a higher return than housing. Putting all your money into a house also breaks the basic rule of prudent investing: diversify.

The article focuses on black home-owners in the U.S. The number of black home-owners in Atlanta, Georgia, nearly doubled during the 1990s, and is still rising. Until recently, most home-seekers in Atlanta have looked to the white northern suburbs. But mostly black South Fulton County saw three times as many home sales last year as in 2000. Atlanta has long had a reputation as a centre of black-owned commerce, and as the home of two of the most respected black colleges in the country. But much of the new home-buying took place while the city was in an economic slump, from which it has begun to recover only in the past six months. There is also good news for females. A third of the new home-owners are unmarried black women. Two recent reports suggest that the growth of black home-ownership in Atlanta is part of a nationwide trend. The growth in home-ownership both drives and feeds off continued gains in wealth. This does not mean that the picture is entirely rosy. Even the richer black buyers are likely to have to pay stiffer interest rates than their white equivalents. And single black women home-owners spend a higher proportion of their income on housing than their married and male counterparts.

Three years of falling share prices might have been expected to force households to tighten their belts. Yet American consumers have continued to spend as if little had changed: their spending has risen at an average annual rate of more than 3% over the past three years. Consumers in Britain and Australia have been on an even bigger binge. In all three countries spending has been partly propped up by rising house prices, which have offset the effect of a decline in equity wealth. Indeed, housing has a bigger impact on spending, because more people own homes than own shares. Optimists argue that low interest rates justify more borrowing. There is some truth in this: lower rates make a loan cheaper in its early years. But if the main reason for lower rates is lower inflation, the real burden of debt will take longer to pay back.