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Globalization presents opportunities and challenges for developing regions such as sub-Saharan Africa as they seek to improve their levels of socioeconomic development. Processes of globalization increasingly depend upon information and communication technologies (ICTs), and these normally need modifications to fit local contexts. This requires that processes that affect interactions between global, regional, and local levels need to be understood. It appears reasonable to conjecture that understanding the roles or effects of socioeconomic and cultural factors (among others) would lead to more effective ICT policies for sustainable development at regional and local levels. Drawing on Sen's capability theory of human development, a modified version of the Technology Acceptance Model (TAM) is presented, and validated by analyzing survey data gathered in two sub-Saharan African countries, although no claim is made as to the model's generalizability. Some diagnostics and prescriptions for how to effect sustainable technology adoption and development across the region to enhance human capabilities are then presented. © 2006 Wiley Periodicals, Inc. [ABSTRACT FROM AUTHOR]

Mobile money transfer (MMT) has been one of the success stories of mobile phone services in developing countries, especially in the Sub-Saharan Africa (SSA) region. Studies into the impact of MMT capabilities on microenterprise in the region are still nascent and most have focused on MMT diffusion. The study specifically examines the effect of MMT capabilities on microenterprise growth and the subsequent effect on the well-being of microentrepreneurs, which in this study is referred to as 'development impact'. The dynamic capability theory was used as a theoretical lens to develop a research model and three hypotheses to answer the research questions. The model was tested by using the survey methodology to collect data from 201 MMT microenterprise operating in Ghana, a Sub-Saharan Africa nation. Structural equation modeling was used to analyze the data. All the three hypotheses were confirmed. This paper offers both theoretical and managerial implications. [ABSTRACT FROM AUTHOR]