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The summer monsoon–affected area is a suitable area for agricultural production in China. Against the background of climate warming, the activity of the summer monsoon is changing significantly. The drought and flood disasters in this region are becoming more and more frequent and have a greater and more serious impact on agricultural production. Therefore, based on observational data from meteorological stations and yield loss data in agriculture caused by drought and flood disasters in summer monsoon–affected areas, this paper studied the characteristics of the hazard of disaster-causing factors, the risk of losses to agriculture caused by droughts and floods, and their correlation. Moreover, it compared and analyzed the variability of drought and flood hazard and risk to agriculture before and after a temperature rise. The results showed that the precipitation in summer monsoon–affected areas is obviously affected by monsoon activities, and there is an overall though non-significant positive correlation between annual average standardized precipitation evapotranspiration index (SPEI) and the summer monsoon activity index (MI). The drought disaster comprehensive loss rate (DCLR) was generally higher than the flood disaster comprehensive loss rate (FCLR). This shows that the impact of drought on agriculture production is significantly greater than that of floods in this area. The high hazard and risk areas for drought were mainly distributed along the edge of the summer monsoon area and in its vicinity, whereas the high hazard and risk areas for flooding were mainly distributed in the lower reach of the Yangtze, Songhua, and Liaohe Rivers. Among them, Liaoning, Jilin and Heilongjiang are high-risk superposition areas of drought and flood disasters. The hazards of drought and flood dominate the risk of disaster loss. Climate warming has significantly expanded the high-hazard and high-risk ranges in China for drought and flood disasters and has also changed their spatial distribution patterns. The high-hazard area for drought has shifted to the monsoon edge area, the high-risk area for drought has moved northward, and both the high-hazard and the high-risk areas for floods have clearly moved southward. The impact of climate warming on drought was more significant than on floods. This study provides important scientific guidance for formulating drought and flood disaster prevention planning and agricultural production development patterns in China. [ABSTRACT FROM AUTHOR]