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The second section in this report on accident-related injuries is concerned with the development and result of the report. Criteria which are generally valid for the preparation of the expert report are developed. The priorities here are the previous history obtained from the medical files, the accident report, description of injuries and pain, determination of the result, evaluation of diagrams and procedures and the diagnoses emerging from the overall picture. Results are assessed in line with the scientific reference literature. The standardised method of result determination and the assessment improve the quality of the expert report. The second section is intended for experts and insurance company employees.

Medical reporting represents an essential element in the settlement of personal claims. Moreover, the report prepares the basis for determing the compensation which is appropriate to the injury. The practice of instructing the expert medical assessor to obtain the medical documents required has proved a failure and causes delays in completion of the report. The doctor who is the expert medical assessor is often unsuccessful in obtaining these vital documents. In doubtful cases the expert will deliver his report without access to the vital documents. Incomplete reports affect the settlement adversely and promote unnecessary legal disputes. Many errors can be avoided if the officials of the relevant insurance company prepare the report assignment carefully. Such preparation includes clarification of the accident circumstances, requests for copies of the primary diagnosis and requests for hospital and medical reports, including full details of surgery carried out. Printouts of the daily reports by the doctors involved are also required. Of course these doctors must be released from the obligation to treat medical records confidentially. Furthermore, if the original documents are used, results of the injury which may seem insignificant will not be overlooked. The report assignment and primary medical documents should be sent to the medical assessor at the same time. The report assignment contains a detailed questionnaire which takes into account the particular aspects of the individual claim.

Although post-traumatic stress disorder was only recently admitted into the international classification systems, psychological reactions to traumatic incidents have been frequently described for more than 100 years. The article deals with the mental reactions to a trauma in different historical situations. Included are the "railway spine" injuries of the 19th century, victims of accidents where third party liability could be claimed, accident insurance, the psychological consequences of National Socialism and whiplash injury. The analysis suggests that different reactions don't describe an identical disorder. It seems that reactions to injuries are mainly influenced by the historical and social background and the fact of beeing insured.