Search

Intelligent finance is a new form of business with deep integration of artificial intelligence technology and financial industry. An important application of intelligent finance is the precise marketing of financial products. As a key link in precision marketing, click through rate(CTR) prediction has made great progress, but there is still room for improvement in multiple features fusion, feature interactions learning and other aspects. In view of these needs and challenges, we propose a CTR prediction model named MCGM, which is used to realize precision marketing of financial products. The main characteristics of the model are as follows: (i) in order to effectively fuse multiple features, we design a hierarchical gated mechanism to select salient feature information at different levels; (ii) in order to fully learn the nonlinear relationship between features, we design a multi-channel feature interactions learning module. Specifically, it adopts factorization machine(FM), improved CrossNet(ICN) and multilayer perceptron(MLP) components to model the feature interactions from high-order to low-order, in order to obtain the abstract features containing rich information. Comprehensive and sufficient experiments on real world datasets show that the proposed model achieves better prediction performance compared with baselines. The proposed model not only has specific application value in the field of financial products marketing, but also provides an idea reference for data-driven marketing modeling. [ABSTRACT FROM AUTHOR]

Every epidemic affects the real lives of many people around the world and leads to terrible consequences. Recently, many tweets about the COVID-19 pandemic have been shared publicly on social media platforms. The analysis of these tweets is helpful for emergency response organizations to prioritize their tasks and make better decisions. However, most of these tweets are non-informative, which is a challenge for establishing an automated system to detect useful information in social media. Furthermore, existing methods ignore unlabeled data and topic background knowledge, which can provide additional semantic information. In this paper, we propose a novel Topic-Aware BERT (TABERT) model to solve the above challenges. TABERT first leverages a topic model to extract the latent topics of tweets. Secondly, a flexible framework is used to combine topic information with the output of BERT. Finally, we adopt adversarial training to achieve semi-supervised learning, and a large amount of unlabeled data can be used to improve inner representations of the model. Experimental results on the dataset of COVID-19 English tweets show that our model outperforms classic and state-of-the-art baselines. [ABSTRACT FROM AUTHOR]

With the rapid development of artificial intelligence and the increasing demand for legal intelligence, using AI methods to predict legal judgments has become a hot spot in recent years. Charge prediction is one of the core tasks of Legal Judgment Prediction (LJP). It aims to predict charge from complicated legal facts, so as to help the court make judgments or provide legal professional guidance to non-professionals. In the field of legalAI, interpretability is crucial compared to others. Reasonable interpretability can eliminate hidden dangers such as gender discrimination and provide support for judges' decisions. However, how to add the legal theory framework to the modeling to improve the interpretability is a challenge, which has few researches at present. To address this problem, we use Double-layer Criminal System as a guide to build Charge Prediction modeling called DCSCP which aims to predict charges in the criminal law of China. In general, our characteristic is to achieve multi-granularity inference of legal charges by obtaining the subjective and objective elements from the fact descriptions of legal cases. Specifically, our approach is performed in two steps: (1) extract the objective elements from the fact description and use them to generate candidate charges to achieve coarse-grained prediction; (2) extract the subjective elements from the fact description, and design the first-order predicate logic inference to realize the fine-grained charge inference in combination with the candidate charges. Experimental results show that our DCSCP can provide interpretable predictions, and it can maintain performance compared to other state-of-the-art charge prediction models. [ABSTRACT FROM AUTHOR]

Cross-lingual Open Domain Question Answering (Cross-lingual Open-QA) has been developed since it was proposed in the mid-1990s. It can be divided into two mainstream tasks according to the training corpus used in the answer extraction stage. One is that both of the training and testing data are in the target language. The other is that the training data is in the source language, and the testing data is in the target language. For a long time, the former has been studied mainly through translation based approaches. Until 2019, the latter appeared and non-translation based approaches become available thanks to multilingual BERT model. Therefore, the two tasks have been discussed separately, which encourages our work on whether it is possible to achieve these two tasks simultaneously without any additional transformation. It is observed that the existence of the multilingual BERT model makes a solution to establish a unified framework. However, there are two problems with using the multilingual BERT model directly. The one is in the document retrieval stage, directly working multilingual pretraining model for similarity calculation will result in insufficient retrieval accuracy. The other is in the answer extraction stage, the answers will involve different levels of abstraction related to retrieved documents, which needs deep exploration. This paper puts forward a multi-granularity semantic space learning based approach for cross-lingual Open-QA. It consists of the Match-Retrieval module and the Multi-granularity-Extraction module. The matching network in the retrieval module makes heuristic adjustment and expansion on the learned features to improve the retrieval quality. In the answer extraction module, the reuse of deep semantic features is realized at the network structure level through cross-layer concatenation, and it enables us to learn multi-granularity semantic space. Experimental results on two public cross-lingual Open-QA datasets show the superiority of our proposed approach over the state-of-the-art methods. [ABSTRACT FROM AUTHOR]