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The integration between Islamic social finance and financial inclusion represents the most accurate form of the development of the contemporary Islamic economy, and it works to achieve the two objectives of building the earth, the prosperity and development of money, reducing poverty and unemployment, achieving economic empowerment and sustainable development, self-sufficiency and achieving prosperity and economic well-being. The importance of this integration is due to: achieving the meaning of slavery in its integrated sense, achieving the objectives of the royal states, achieving social empowerment, which is a path to political empowerment, and contributing to the promotion of Islamic banking activity.. Among the means that support it: providing infrastructure, enacting regulatory and supervisory laws, and spreading financial culture. Banking awareness in society, providing services based on the use of digital financial technologies, and seeking the assistance of social experts to know the needs of each environment.

The popularity of money is its circulation in the hands of more people who are rightly able, and its manifestations are: God’s praise of trade, the legislation of exchange contracts and donations, the encouragement to lend, the obligation of zakat, the prohibition of hoarding, the prohibition of contracts contrary to popularity, the prohibition of men from displaying cash, and pricing when necessary. And the effect of activating the goal of popularity in reality: realizing the secrets of legislation, litigating with it, reducing financial crises, and developing the Islamic economy. And the means of establishing it in reality: Scientific: the specialized integration of the researcher, and the implementation of exceptional jurisprudence. Legal: providing a legal environment, expanding its area, mitigating customs procedures and tax obligations, and field: multiplying, developing, diversifying contracts, and marketing them, facilitating them, and circulating them. Moral: Education for altruism, and the elimination of greed.

European Union banking industry is subject to numerous changes in the daily activities performed, having to adapt the business to a wide range of impacting factors. Among these, the blockchain technology has a significant potential in updating the current context, aspect highlighted by academic environment, researchers and innovation specialists. Current research paper has the intent to identify the areas where the blockchain technology could impact the EU banking industry, analyse the scenarios and make possible praises for the evolution of business in banking.