Search

市場の拡大、競争の激化、保険会社の統合化など近年中国の保険市場は大きな発展を遂げた。しかし同時に、急激に発展する保険市場には、低い収益率や、潜在需要の実需への転換の失敗、社会保険の不足など機能が不十分な点も多い。本稿ではまず、一般的な中国の保険市場における機会と問題点をまとめ、それに対する方策を提示する。さらに、中国の災害保険に焦点をおき、その重要性、不足の現状、システム的問題、および現在取り組まれている施策を議論する。最後に著者らの今後の研究の可能性について述べる。, There is a great development in Chinese insurance market such as bigger market scale, more competition and more integrated companies. At the same time, this developing market has many insufficiencies such as low profit rate, failure in transforming the potential demand into real demand, deficient social insurance and so on. This paper generalizes the chances and the challenges for Chinese insurance market at first. Based on that, the corresponding countermeasures are presented. Then, we focus on the disaster insurance in China. The importance, the shortage, the system problems and the developing means of Chinese disaster insurance are discussed one by one. At last, the possible future work for us will be talked about.