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In this paper we assess the impact on socioeconomic conditions, quality of life and empowerment of women who were beneficiaries of credit programs aimed at women’s productive projects. These projects were developed between 2000 and 2003 by four federal agencies (Sedesol, CDI'INI, Fonaes y SRa) in the states of Tabasco, Campeche and Quintana Roo in Mexico. Likewise, we examine the opportunities for individual, family and community development of the women involved in these projects. We identified the operating characteristics of these programs in order to identifies deficiencies in their performance and suggest viable alternatives for a better implementation and a higher social impact. [ABSTRACT FROM AUTHOR]

This paper presents the results of an analysis of a government-led microcredit initiative in the state of Tabasco. It incorporates the viewpoints of various government employees who were involved in the initiative's design and responsible for the offices and field staff who implemented it, and especially the viewpoints of the women who were the beneficiaries of the program. Thus, the program operation and the women's perspective of its impact are reconstructed. The information contained in the text stems from a review of the guideline documents of the program, structured, semi-structured and in-depth interviews with the women beneficiaries, government employees, the operating and coordinating staff of the offices, and intermediary finance administrators. [ABSTRACT FROM AUTHOR]