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This paper analyzes the determinants of bank performance between Latin American and U.S. institutional environment. For a sample of 111 banks of six Latin American countries and the United States over the period 1997-2010, our results show the existence of significant differences in bank performance between the two institutional settings. Specifically, U.S. banks show higher performance levels compared to Latin America, which may be explained by the greater administrative efficiency associated with total assets. On the other hand, our results show that the predominant Latin American diversification through non-traditional banking activities has a positive effect on the performance of banks. [ABSTRACT FROM AUTHOR]

This work explains the developing and application of a software tool for efficient management of electric motors in the industry. For this it was develop friendly software that solve the problem and more over gives another option to users. EFICAL®, controls the motor inventory and the equipment that they drive, their nominal parameters, maintenance, and testing; also allow the efficiency calculations by various methods and gives the catalog data of some manufacturers. [ABSTRACT FROM AUTHOR]