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This paper aims to investigate the significance of having a sharia division in Indonesian and Malaysian Islamic banks. This paper is a qualitative study based on a review of official documents from the Indonesian Central Bank and the Indonesian Sharia Council. Interviews with Sharia Advisers were conducted to conduct an interpretive, critical, and descriptive study of the issue. The interpretive analysis was carried out by interpreting each issued regulation, and the analysis was deepened by presenting a description of the sharia division's implementation in Malaysian Islamic banks. Efforts to analyze the results are carried out by reducing the information obtained, presenting the data and concluding. According to the research findings, there are numerous deviations in non-compliance with Sharia implementation in disbursed financing. According to the findings, Islamic banks must have a Sharia division in their organisational structure. The Sharia division ensures that Sharia bank operations follow Sharia principles, beginning with input, processing, and output. This study's theoretical implication is a study of sharia implementation by providing a sharia division in the organisational structure of Islamic banks. This is a more extensive study involving more sharia banks on their willingness and the internal awareness of the presence of the sharia division. Any country that wishes to establish sharia banks must research the presence of sharia divisions to ensure sharia compliance in their operations.

The Muslim minorities in non-Muslim countries face many problems. The most important of which are religious problems. They want to deal with non-Muslims, without taking away their Islamic personality. They are in dire need of a fatwa that is easy and tolerant, away from narrowing and embarrassment. Contemporary scholars, especially syekh Yusuf Qaradhawi, respond this need, and issue fatwas, which are easy and tolerant. The research aims to clarify the principle of facilitation in the fatwas of contemporary scholars with regard to Muslim minorities in the field of personal status, and the suitability of this principle to the principle of facilitation in Islamic Jurisprudence. The character of the research is a descriptive, analytical, and critical. The researcher concludes that the scholars adhered to the principle of facilitation in their fatwas for Muslim minorities, in the field of personal status. And the best testimony to that is the fact that they have stated that it is permissible for a woman to remain with her non-Muslim husband, and that they are allowed to legalize the inheritance of a non-Muslim. The facilitation adopted by them is commensurate with the facilitation of Islamic jurisprudence, its principles and purposes, because it stands on the principle of taking into account of necessity, need, license, rule of origin, and changing the ruling by changing its cause.

Ijtihād is an important way to discover the law over new issues. The need for ijtihād in the present becomes even more important as the problem develops with the development of science and technology. Scholars (ulama) are urgently needed to discover the law over these new problems by using the correct method of ijtihād, by using texts without putting aside the reality of life and the intentions (maqāshid) behind those texts. This research aims to describe the urgency of maqāshid sharia in ijtihād. The study begins by explaining the meaning of ijtihād as well as maqashid sharia, and finally discovering the use of maqāshid sharia on the contemporary fatwas. The approach used in this research is descriptive-qualitative approach, because this study is intended to reveal and describe the meaning of ijtihād as well as maqāshid sharia, and the use of maqāshid sharia on those fatwas. By using research methods outlined above, it can be concluded that the maqāshid sharia have an important role in ijtihād. Therefore, the contemporary scholars relay on the maqashid sharia in their fatwas; in worship, transactions, family jurisprudence, modern medicine and others. Keywords: maqāshid sharia, Ijtihād, Al-Ijtihād al-Maqāshidi.

The muslim minorities in non-muslim countries face many problems. The most important of which are religious problems. They want to deal with non-muslims, without taking away their islamic personality. They are in dire need of a fatwa that is easy and tolerant, away from narrowing and embarrassment. Contemporary scholars, especially syekh yusuf qaradhawi, respond this need, and issue fatwas, which are easy and tolerant. The research aims to clarify the principle of facilitation in the fatwas of contemporary scholars with regard to muslim minorities in the field of personal status, and the suitability of this principle to the principle of facilitation in islamic jurisprudence. The character of the research is a descriptive, analytical, and critical. The researcher concludes that the scholars adhered to the principle of facilitation in their fatwas for muslim minorities, in the field of personal status. And the best testimony to that is the fact that they have stated that it is permissible for a woman to remain with her non-muslim husband, and that they are allowed to legalize the inheritance of a non-muslim. The facilitation adopted by them is commensurate with the facilitation of islamic jurisprudence, its principles and purposes, because it stands on the principle of taking into account of necessity, need, license, rule of origin, and changing the ruling by changing its cause.

Masyarakat Islam, kapanpun, tidak akan pernah sepi dari keberadaan nonMuslim. Hal ini tidak mengherankan, sebab Islam tidak pernah memaksa orang untuk masuk Islam, dan tidak melarang umatnya untuk hidup berdampingan dengan umat lain yang berbeda keyakinan dan agama. Karena itu, Islam tidak lupa mengatur hubungan antara nonmuslim dengan umat Islam serta dengan sesama nonmuslim. Ulama fikih pun membahas tema ini, ada yang membahasanya secara singkat, dan ada yang membahasnya panjang lebar. Penelitian ini bertujuan untuk mendeskripsikan hukum-hukum terkait minoritas nonmuslim di Negara-negara yang mayoritas penduduknya beragama Islam. Sifat penelitian ini adalah deskriptif-analitis, di mana penulis menguraikan hukum-hukum terkait minoritas nonmuslim berupa hak dan kewajiban mereka, serta sikap umat Islam kontemporer terhadap eksistensi mereka, lalu menganalisanya secara ilmiah. Penelitian ini menyimpulkan bahwa minoritas nonmuslim memiliki hak berupa hak kebebasan, hak perlindungan, hak asuransi, dan hak menduduki jabatan publik. Di samping itu, mereka memiliki kewajiban berupa membayar biaya keuangan, mematuhi undang-undang Islam, menghormati ritual Islam, dan menjaga perasaan umat Islam. Kemudian, umat Islam sendiri terbagi menjadi tiga golongan terkait hubungannya dengan nonmuslim. Ada yang sangat toleran terhadap mereka, ada yang sangat keras, dan ada yang mengambil sikap tengah-tengah antara kedua kelompok tersebut.

Health is one of the important things in life. Health service is the most important necessary, along with increasing public awareness of the importance of health. Sima Husada Clinic is a health clinic which is focused on outpatients and inpatients, in which the data processing transaction used is a manual system. In this research, the researcher will elaborate in outline about accounting information by using software AxataPOS. The aim of this research is to describe accounting program facilitiy, in order to simplify entering data transaction and organizing financial report. The research method of this study were descriptive research. In collecting the data, the researcher used observation directly about daily transaction, beside that the researcher also did interview with the manager and Administration. The result of this research showed that the implementation of software AxataPOS to Sima Husada Clinic can be applied since it eases the clinic in processing the data of financial transaction for instance recording the cash out and cash in, payroll, medical stock such as the outcoming item, the incoming item and stock opname, and in the perspective of sharia business management a system is very much needed to make it easier to achieve the benefit of society. In this case, automatically it will generate the financial report which is needed without a long stage.

Business Model Canvas manages to make business model simple, and easily understood while capturing the complexities of how enterprises function. The research purpose is to evaluate the business model on a new company used Business Model Canvas (BMC). BMC consists of customer segments, value propositions, channels, customer relationship, revenue streams, key resources, key activities, key partnership, and cost structure. The research method was used qualitative descriptive analysis. The data collected using in-depth interviews and observations. The data analysis using reduction, data display, and conclusion techniques. Analysis SWOT is to evaluate the business model on a PT. Timah Agro Manunggal as agribusiness company. The results show that the nine blocks of the business model canvas can be the initial identification to form a business development strategy. The conclusion of this paper is the business development strategy at PT. Timah Agro Manunggal can be creating a competitive advantage through marketing strategies, collaboration strategies, optimizing partnership relationships with stakeholders. The business model canvas is an effective tool for maximizing the planning of the development of the business model of agribusiness companies for the long term.

Javanese people have many traditional ceremonies. Those ceremonies include the entire cycle of human lives; in the womb, birth, childhood, adolescence, marriage to death. One of the uniqueceremonies is the wedding ceremonies namely nontoni, lamaran, upacara tarub, and panggih. This research aims to describe kaeda of “Al-'Adah Muhakkamah” and its application on the marriage traditions of Javanese society. The study begins by explaining the meaning of kaeda, and finally explaining its application on the marriage traditions of Javanese society. The approach used in this research is descriptive-qualitative approach, because this study is intended to reveal and describe the kaeda and its application on those traditions. By using research methods outlined above, it can be concluded that based on that kaeda, the marriage traditions of Javanese society are allowed in Islam, and even can be used as excuses to establish law with the condition: they have been running for a long time and have known to the general public, they are accepted by common sense as good traditions, and they are not contrary to the Qur'anic texts and Hadith of the Prophet. Keywords: Al-'Adah Muhakkamah; Javanese society; Wedding Tradition.