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The COVID-19 epidemic has some beneficial effects. In the contemporary financial technology-based era, deferred payment is the latest feature of consumer purchase behavior. This study aims to better understand the variables that lead customers in Lucknow to use this facility to transact and buy goods and services. The majority of the study's core data came from 200 respondents has selected using a purposive sampling approach. Descriptive analysis has used to explore the variables driving customers to choose the purchase now-pay later form of payment. The analysis' conclusions show that the amount spent yearly on products acquired through this mechanism is greatly influenced by education, an increase in consumer demand for goods, and a rise in the level of life for people who use it.. The rises in spending also indicates the customers' purchasing choices. The study's findings imply that improving financial inclusion, reducing interbank diversity in payment methods, increasing information availability and accessibility, and making later payment options available in retail establishments and other places can all contribute to better outcomes.

Climate change is one of the leading challenges of this century with an impending threat to wipe out more vital butterfly species than ever before. Climate shift has the potential to affect their life cycles, flight times, essential bio-interactions, and ultimately survival. As the first such study in India, this case study highlights the inferential discussion on the importance of butterflies in maintaining the earth’s fragile ecological balance and consequently the impact of climate change upon them with inadvertent implications. Due to the shifting climate, a number of butterfly species are now migrating to newer places in their search for comfortable temperature and availability of food, as the reduction/loss/change of habitat lowers the diversity of microclimates and availability of food plants for larvae and adult butterflies. Consequently, the butterflies become even more vulnerable to natural perturbations and susceptible to predators and local extinctions.

The present study was carried out to reveal the butterfly species diversity in the Jabalpur City, Madhya Pradesh, India. Study was carried out from January 2008 to 2018. A total of 112 species were recorded, with an addition of 41 new species for Jabalpur district and one species for the state of Madhya Pradesh. Of the total, 42 species were very common, five were frequent common, 18 were rare, and four were very rare. Nymphalidae was dominant with 39 species, followed by Lycaenidae with 38, Pieridae with 15 species, Hesperiidae with 14, Papilionidae with eight and Riodinidae with one species. About six species of the recorded ones come under the protection category of the Indian Wildlife (Protection) Act, 1972. The study illustrated the value of Jabalpur City area in hosting valuable resources for butterflies.

Indian economic development has brought with itself various challenges and health hazards. Rise of deadly diseases, are result of ecological degradation. The transportation system is one major catalyst to urban ecological imbalance. Epidemiological studies have shown that, air pollution causes thousands of health problems leading to number of deaths in Indian cities. Other effects of ecological disturbance include global warming and increase in natural calamities which are now forcing us to take major decisions related to conservation of environment. Keeping in view, there is an urgent need of the entire stakeholder to take remedial actions to reduce the pace of further degradation of existing environment. Since transportation is the back bone of any economy so this sector needs serious attention regarding formulation of necessary rules and regulations, strict enforcement of emission norms for vehicles, proper traffic planning, use of clean fuel etc., and also to make aware the public about necessity of sustainable environment in cities. Thus, this study is an attempt to know the understanding of public about green marketing initiatives and green vehicles. The customer is key to any marketing effort. An effort has been taken to understand, if the customer is aware about eco-friendly two wheeler and is ready to make changes in his purchase behavior accordingly. For the same a structured questionnaire had been designed to collect information from 135 educated residents of Lucknow.

Global-localisation is the development by which regional economics, societies and cultures incorporated through a global network of political ideas through communication, transportations and trade. The movement towards the expansion of economics and social ties among countries through the spread of corporate institutions and capitalist philosophy leads to the shrinking of the world. The result is the coming out of the specialization in international trade in term of exchange of the goods, services and resources. This paper puts more stress on the trade potential of Indian with other south eastern countries. Study includes revealed comparative advantages, intra-industry trade and trade potential indices. It assesses and analyses challenges and recommendation to overcome those challenges.

Cement industry has a huge contribution to India’s GDP and infrastructure development. Due to demand of cement new companies from outside also started functioning in our country but there are several problems which are faced by these industries. Companies are closed or merged due to lack of financial sustainability and capital structure problems. The study is based on the trade off relationship between debt and equity in the firm. In this study as a researcher, it has been tried to study and find out the relation of ROA, ROE, advantage ratios and correlation with EPS. For this, the sample size is 5 companies for BSE list (Bombay Stock Exchange) and about last ten years of data is studied. As cement industry is capital-centric in nature, this study will help the industry to understand the facts, which fulfill the financial objectives.