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In the past decade, the Home Owners' Loan Corporation's (HOLC) so-called 'redlining' maps have gone from a niche corner of urban historical scholarship to the centre of mainstream narratives about racism in the United States. In this paper, I map this journey and trace the contours of the ongoing debates that have emerged, identifying two competing camps I call 'HOLC Culpablism' and 'HOLC Scepticism'. Finding these perspectives to have run up against their self-imposed limitations, I outline a research agenda that breaks from the debate's narrow confines by envisioning HOLC's mapping materials anew. My proposed approach recasts the maps and their accompanying field notes as windows into the governing racial–spatial ideology of 20th-century US real estate capital. In doing so, it invites researchers to reimagine the map grades as dynamic categories reflecting a particular spatiotemporal conception of value that is highly contingent on an area's estimated racial trajectory. This reformulation, I argue, not only opens new possibilities for studying the HOLC mapping programme but suggests that the power of these maps has almost certainly been underestimated. [ABSTRACT FROM AUTHOR]

This paper provides a new and unique look at the dynamics and persistence of historical house prices in the USA and the UK using fractional integration techniques not previously applied to housing markets. Unlike previous research, we consider two components of persistence of house prices: the component associated with the long-run trend and the component associated with the cycle. We find evidence of cyclical and long-run persistence in the UK housing markets. In contrast, we fail to find evidence of cyclical persistence for the USA. For the sub-samples, which account for a structural break in each series, an important difference is the asynchronous pattern of the breaks, an indication of heterogeneity in the house price dynamics of the two countries and a sign that national rather than global events have played an important role. Although the house price movements of the last decade are dramatic, the greatest structural changes in the overall nominal and real price dynamics of the UK and the USA appear to have taken place much earlier, in the late 1970s and early 1980s in the UK and in the mid-1950s and early 1970s in the USA. An important result, common to the whole and sub-samples, is that long-run persistence plays a greater role than cyclical persistence in explaining the dynamics of house prices in both countries. These findings have substantial implications for policy decisions. [ABSTRACT FROM AUTHOR]

Most scholarship on informal housing focuses on developing countries and little research investigates how low-income populations in the US participate in homeownership through self-built and self-provided housing. Meanwhile, informally developed areas are increasingly being uncovered in the US, especially in the urban periphery of growing metropolitan regions. This paper documents and analyses largely unknown housing conditions and needs for the growing number of people that live in such communities. Data for this paper were collected through a survey of 133 households in two unincorporated low-income, self-help settlements in Central Texas. In this survey we address (1) household composition, (2) specific housing conditions, and (3) reported structural and infrastructural problems. Through regression analyses we identify factors that mitigate or aggravate the severity of overall housing problems and identify the most significant concerns for residents. Our results offer future lines of action regarding property titles, financing and dwelling upgrading. [ABSTRACT FROM PUBLISHER]

In this paper we propose a household sorting model for the 50 largest US metropolitan regions and evaluate the model using 2010 Census data. To approximate residential locations for household cohorts, we specify a Cohort Location Model (CLM) built upon two principle assumptions about housing consumption and metropolitan development/land use patterns. According to our model, the expected distance from the household’s residential location to the city centre(s) increases with the age of the householder (as a proxy for changes in housing career over life span). The CLM provides a flexible housing-based explanation for household sorting patterns in US metropolitan regions. Results from our analysis on US metropolitan regions show that households headed by individuals under the age of 35 are the most common cohort in centrally located areas. We also found that households over 35 are most prevalent in peripheral locations, but their sorting was not statistically different across space. [ABSTRACT FROM AUTHOR]

This paper examines the relationship between smart growth policies and other social and physical characteristics and the supply of multifamily housing units in 202 core-based metropolitan statistical areas (CBSAs) in the USA. Data for this study were gathered from the GeoLytics Neighborhood Change Database for the 1980, 1990, 2000 and 2010 US Census. The smart growth characteristics of each CBSA are determined by a smart growth index and a catalogue of urban containment rankings, while other social and physical characteristics are obtained from the US Census. This allows us to examine potential differences in development patterns between CBSAs with varying levels of sprawl and growth containment policies. Two regression models are used to determine statistically significant relationships between multifamily development patterns and growth management policies, as well as other social and physical characteristics. The results indicate that high levels of sprawl are associated with relatively fewer multifamily units, especially in suburban areas. In addition, several population demographics that may potentially benefit from multifamily units, such as senior citizens, the population in poverty and smaller households, are less likely to live in areas with higher rates of multifamily units. These findings indicate that planners and policymakers should consider the needs of more diverse communities when planning for housing, especially in suburban areas, where housing diversity is constricted. [ABSTRACT FROM AUTHOR]

Research on zoning typically assumes that city planners aim to maximise housing prices with their land use decisions, either explicitly for public choice reasons or implicitly through the approval of land uses that create local net benefits. Noncongruence of school district and municipality borders severs the link between costs and benefits in the eyes of the median voter, however, which could result in excessive residential development and fiscal externalities that lower property values. This paper uses a hedonic approach to indirectly observe the presence of these externalities. Border congruency between school districts and municipalities in Ohio is measured using GIS data and matched with a data set of 56,717 home sales. The hedonic results indicate that noncongruence is associated with lower housing prices, while the degree of noncongruence is positively related. For most school districts, the negative effect of noncongruency dominates. My results are robust and consistent across different model specifications and empirical approaches. [ABSTRACT FROM AUTHOR]

Urban authorities and a range of private and civil society actors have come to view housing as a key arena in which to address climate change whilst also pursuing wider social, economic and environmental objectives. Housing has been a critical area for urban studies, but often considered in sectoral terms and work on urban responses to climate change has followed this positioning. By contrast, an Urban Political Ecology (UPE) perspective would position housing in more integrated terms as part of the metabolism of the city. Yet so far there has been relatively little written in UPE about either housing or climate change. This paper therefore seeks to bring UPE into dialogue with the emergent literature focused on governing climate change through housing. It does so through a detailed study of the ‘Retrofit Philly “Coolest Block” Contest’. We argue that this contest highlights the ways climate change is changing the way housing is embedded in the circulations of the city, pointing to changes in who is governing housing, how housing is being governed and who is able to access the benefits of (climate change-branded) action on housing. [ABSTRACT FROM AUTHOR]

Spatial heterogeneity and spatial dependence are two well established aspects of house price developments. However, the analysis of differences in spatial dependence across time and space has not gained much attention yet. This paper jointly analyses these three aspects of spatial data. A panel smooth transition regression model is applied that allows for heterogeneity across time and space in spatial house price spillovers and for heterogeneity in the effect of the fundamentals on house price dynamics. Evidence is found for heterogeneity in spatial spillovers of house prices across space and time: house prices in neighbouring regions spill over more in times of increasing neighbouring house prices then when neighbouring house prices are declining. This is interpreted as evidence for the disposition effect. Moreover, heterogeneity in the effect of the fundamentals on house price dynamics could not be detected for all variables; real per capita disposable income and the unemployment rate have a homogeneous effect across time and space. [ABSTRACT FROM AUTHOR]

This paper empirically analyses a Massachusetts law (Chapter 40B) allowing developers of income-restricted housing to appeal local land-use decisions to a state administrative body. Based on a unique dataset, we assess whether Chapter 40B was more likely to be used by developers in municipalities that place stronger restrictions on development. We find that the use of Chapter 40B to overcome regulatory barriers depends on the type of project. For rental development, developers were more likely to use the law in municipalities that were relatively accessible to jobs and that placed relatively stringent zoning restrictions on multifamily development. The use of Chapter 40B for condominium development was more likely in larger, less well-located municipalities with relatively stringent wetlands regulations. [ABSTRACT FROM PUBLISHER]

This paper investigates the social dimensions of gated communities (GCs) in US western metropolitan areas and how they contribute to segregation. We use geographically referenced data of GCs, and introduce a local metric based on social distance indices (SDI). This multivariate spatial analysis investigates homogeneity in three aspects: race and ethnicity, economic class and age between 2000 and 2010 census. The results indicate contrasting effects given different levels of geography. GCs significantly contribute to segregation patterns at a local level, and this has been locally reinforcing. Although socioeconomic segregation and ethnic status yield the most prevalent structure of local distance, gated enclaves are also significantly structured by age. The findings are considered in the context of a metropolitan decline in levels of segregation. Data also show that GCs are likely to be located within large racially homogeneous areas, and do not significantly contribute to racial segregation. [ABSTRACT FROM PUBLISHER]

The Massachusetts Affordable Housing Policy of 1969 (known as the ‘Anti-Snob Zoning Act’, or simply 40B), is one of the most admirable and controversial acts in the history of the state. It was intended to break through the exclusionary ‘snob’ zoning that was customary in United States suburbs at the time, and to open the suburbs to low- and moderate-income residents by encouraging the production of affordable housing statewide. The paper analyses 40B and the modifications it has undergone over the years in light of the relation between centralized state power and decentralized local government power with regard to planning. Understanding of the changes in local–state power relations can provide an explanation for the changes that have occurred over the years in implementing the law. The findings suggest that mutual learning, and understandings developed over the years among all involved, can provide the greatest benefit to low- and moderate-income residents. [ABSTRACT FROM PUBLISHER]

This paper proposes four metrics to measure sprawl in metropolitan regions as marginal changes in land use over time. The metrics (change in urban housing unit density, marginal land consumption per new urban household, housing unit density in newly urbanized areas and percent of new housing units located in previously developed areas) are computed for all 329 metropolitan areas in the continental USA for 1980 and 2000. Regression analysis is used to explain variations in sprawl metrics across metropolitan areas, incorporating variables representing market, geographic and policy factors. Changes in development patterns reflect interactions of market and geographic structures. States with a substantial state role in planning accommodate a higher percentage of new housing units in previously developed areas and with lower marginal land consumption, suggesting that policy can mitigate sprawl development. [ABSTRACT FROM PUBLISHER]

Research has documented that immigrants have moved in large numbers to almost every metropolitan area and select rural areas in the US. In the midst of these demographic shifts, the country has experienced a profound recession. To date, there has been little research on the impact of the recession on immigrants across the US. Using 2006 and 2009 American Community Survey microdata, the paper assesses how the recent economic crisis has affected Latino and Asian immigrants with respect to two housing outcomes (homeownership and headship) over two important time points in the recent economic cycle. Immigrants have worse housing outcomes and significantly lower mobility rates after the recession. Regression results suggest that the negative impacts from the recession are strongest in the gateway metropolitan areas and that, after controlling for residence in the hardest-hit areas, increases in metropolitan-level unemployment and mortgage delinquency rates have a negative impact on homeownership rates. The results also suggest that, even though the recession has disrupted immigrants' upward trajectory in the housing markets, the effect has not been as severe on immigrants as one might expect. In particular, the places where immigrant populations are newest have not experienced as large a reduction in homeownership as those in the large immigrant gateways. Even in the established gateways, the decline in homeownership has been smaller for immigrants than for US-born households. [ABSTRACT FROM PUBLISHER]

The gentrification that has transformed high-poverty neighbourhoods in US cities since the mid 1990s has been characterised by high levels of state reinvestment. Prominent among public-sector interventions has been the demolition of public housing and in some cases multimillion dollar redevelopment efforts. In this paper, the racial dimension of state-supported gentrification in large US cities is examined by looking at the direct and indirect displacement induced by public housing transformation. The data show a clear tendency towards the demolition of public housing projects with disproportionately high African American occupancy. The pattern of indirect displacement is more varied; public housing transformation has produced a number of paths of neighbourhood change. The most common, however, involve significant reductions in poverty, sometimes associated with Black to White racial turnover and sometimes not. The findings underscore the central importance of race in understanding the dynamics of gentrification in US cities. [ABSTRACT FROM PUBLISHER]

With the recent economic crisis in the USA, stories of homes lost to foreclosure are increasingly common. In this paper, we attempt to connect this present day problem to its historical roots in racial oppression. We examine 2004 data from the Home Mortgage Disclosure Act database for racial disparities in lending. We find that African Americans are less likely than European Americans to receive loans from regulated lenders. We also find that regardless of lender type and income level, African Americans are more likely than European Americans to receive high priced loans. We argue that these racial differences in access to quality loans that allow for the acquisition of assets through home ownership are part of a historical trend of whiteness as property and undeserved enrichment and unjust impoverishment. [ABSTRACT FROM AUTHOR]

The US President's Advisory Panel on Federal Tax Reform has recommended changes to income tax concessions for homeowners. Consistent with the opinions of many economists, the tax reform panel concluded that the existing tax concessions are not particularly effective. The housing and mortgage industry have opposed the reforms, in part due to a fear that the reforms will reduce the homeownership rate. In this paper, 1998 American Housing Survey data are used to estimate a tenure choice equation and to simulate hypothetical changes in tax concessions. Focusing on young households who are likely to be on the margin between renting and owning, it is concluded that the mortgage interest and property tax deductions reduce the homeownership rate for these households due to effects on house prices. The tax credit proposed by the Advisory Panel would be likely to have a similar effect. [ABSTRACT FROM AUTHOR]