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2. Fine print: growing profit source for banks: fees from riskiest card holders; late payers and big borrowers are becoming cash cows; how interest rates balloon; a nasty surprise on page 54

5. Shadow lending hampers Beijing

6. Customers opt in for overdraft protection

7. Rebuilding lives after bankruptcy

8. With new power, GOP takes on consumer agency

9. U.S. credit-card delinquencies decline

10. Why a foreclosure moratorium is a bad idea; a special bankruptcy law could help borrowers while letting housing markets clear

11. Downturn drives up wealthy investors' borrowing

12. The politics of plastic; the war against credit cards is raising costs and harming consumers

13. Credit-card rates climb; levels hit nine-year high as new rules limiting penalty fees help fuel rise

14. Big banks loosen lending standards

15. Signs of risky lending emerge

16. Retailers stock up on caution

17. Better credit-card statistics? Yes, because jobless have left

18. Drag on recovery: consumer debt-cutting

19. The reduced credit act; seventeen Senate Republicans vote for price controls

20. Mortgage paid, but a dozen debts to go; home-loan aid brings little relief to those with other big bills waiting

21. Lending standards stay tight at banks in U.S

22. Making sense of the new card offers

23. Key sectors improve, but fragility remains

24. Consumer lending sagged in February

25. Nabbing a bargain-basement mortgage before rates rise

26. Where to find the money; despite a contraction in consumer loans, some banks are rolling out the dough

27. Americans pare down debt; massive defaults produce rare annual drop in obligations, clear ground for growth

28. India to track microloan borrowers; as number of loans soars, creditors say they will share information to keep borrowers from becoming overburdened

29. Credit remains scarce in hurdle to recovery

30. Credit-card fees: the new traps; law allows some aggressive lender tactics to continue

31. China banks thrive on loans; Beijing's bid to tighten credit is complicated by incentives to lend early, often

32. Auto makers on edge in Europe; expiration of government-backed incentives threatens to drive down sales

33. Wave of bankruptcies hits states hammered by housing bust

34. Lending squeeze drags on

35. Markets hang in after Dubai; credit debacle was reminder of risk, but Thursday's slides didn't grow

36. Fewer banks decide to tighten credit

37. FHA digging out after loans sour

38. Euro-zone credit crunch eases slightly

39. Two more nations tighten credit

40. Household debt can hasten recovery, when it goes unpaid

41. No easy way for banks to show growth

42. An Englishman's home is his castle in the air

43. The 'democratization of credit' is over -- now it's payback time

44. Drought of credit hampers recovery

45. Retail and the rise of the frugal consumer

46. Banks bite bullet on loans; lenders start to write off some principal in modifying terms for troubled mortgages

47. The downside of reducing debt

48. Fifty Eliot Spitzers; that's what the Frank-Obama proposal would unleash on banks

49. Credit-card losses ease but not much

50. By choice and by force, consumers cut back on plastic

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