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Buildings need energy including heat and electricity, and both of them can be provided by the solar systems. Solar thermal and photovoltaic systems absorb the solar energy and can supply the heat and electricity for buildings, respectively. However, for the urban residential buildings, the limited available area makes installation of the solar thermal collectors and photovoltaic modules together impossible. A hybrid photovoltaic/thermal system can simultaneously generate heat and electricity, which is deemed to be quite suitable for the urban residential buildings application. And yet, for a rural house of China, the available area for installation of the solar collectors is large but daily domestic hot water demand of a rural family is generally not exceeded 300 L. If only the hybrid photovoltaic/thermal collectors are installed on the whole available area, this will lead to an overproduction of the thermal energy, especially in summer. Moreover, buildings requiring for the heat and electricity are different in different regions and different seasons. In this paper, simulation models of the solar thermal, photovoltaic and hybrid photovoltaic/thermal systems are presented, and experiments are also performed to validate the simulation results. Using the validated models, performances of the three solar systems for residential applications were predicted. And energy comparison between the three solar systems used in Hongkong, Lhasa, Shanghai and Beijing of China, respectively, were also studied. Results show that, for the urban residential building with limited available installation space, a hybrid photovoltaic/thermal system may have the largest potential for reducing the energy consumption among the solar thermal, photovoltaic and hybrid photovoltaic/thermal systems. And for a rural house with large available area, system with photovoltaic and hybrid photovoltaic/thermal modules can obtained the most net annual electricity output, and the installation area of the hybrid photovoltaic/thermal collectors mainly depended on the hot water load of the building.