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This paper studies the dynamically optimal consumption, investment and life-insurance strategies for a wage earners under inside information and inflation. Assume that the wage earner can invest in a risk-free asset, a risky asset and an inflation-indexed bond and that the wage earner can obtain some additional information on the risky asset from the financial market. By maximizing the expected utility of the wage earner's consumption, inheritance and terminal wealth, we obtain the dynamically optimal consumption, investment and life-insurance strategies for the wage earner. The method of this paper is mainly based on (dynamical) stochastic control theory and the technique of enlargement of filtrations. Moreover, sensitivity analysis is carried out, which reveals that a wage earner with inside information tends to increase his/her consumption and investment, while reducing his/her purchase of life insurance. [ABSTRACT FROM AUTHOR]

Pyranoanthocyanins have been reported to possess better chemical stability and bioactivities than monomeric anthocyanins in some aspects. The hypocholesterolemic activity of pyranoanthocyanins is unclear. In view of this, this study was conducted to compare the cholesterol-lowering activities of Vitisin A with the anthocyanin counterpart Cyanidin-3-O-glucoside(C3G) in HepG2 cells and to investigate the interaction of Vitisin A with the expression of genes and proteins associated with cholesterol metabolism. HepG2 cells were incubated with 40 μM cholesterol and 4 μM 25-hydroxycholeterol with various concentrations of Vitisin A or C3G for 24 h. It was found that Vitisin A decreased the cholesterol levels at the concentrations of 100 μM and 200 μM with a dose–response relationship, while C3G exhibited no significant effect on cellular cholesterol. Furthermore, Vitisin A could down-regulate 3-hydroxy-3-methyl-glutaryl coenzyme A reductase (HMGCR) to inhibit cholesterol biosynthesis through a sterol regulatory element-binding protein 2 (SREBP2)-dependent mechanism, and up-regulate low-density lipoprotein receptor (LDLR) and blunt the secretion of proprotein convertase subtilisin/kexin type 9 (PCSK9) protein to promote intracellular LDL uptake without LDLR degradation. In conclusion, Vitisin A demonstrated hypocholesterolemic activity, by inhibiting cholesterol biosynthesis and enhancing LDL uptake in HepG2 cells. [ABSTRACT FROM AUTHOR]

Taxon delimitation and identification are important in many areas of biology, especially in taxonomy and conservation. Taxonomic treatment is required to establish and justify recommendations in conservation biology for the group being considered. Imperfect and controversial taxonomy can undermine conservation assessment. We studied 71 populations; 665 individuals corresponding to the morphology of the Rosa sericea complex (including six taxa, one of which has extremely narrow distributions) were collected from sympatric, parapatric, and allopatric populations distributed in China. This study aims to investigate whether the complex species are macromorphologically different species and evaluate the rare taxa of the complex for conservation priority. The morphological characters and principal component analysis (PCA) of the R. sericea complex showed that the complex species have overlapping characters but can distinguish morphologically. The species of R. sericea complex systematics status based on previous DNA sequencing is controversial. The ecological habitat's current morphological characters only delimit the R. morrisonensis (in Taiwan). To evade mistakes in species conservation, we recommend that taxonomical knowledge be needed to ensure success in protecting target species. Thus, the complementarity of systemic and conservation assurance makes conservation actions more necessary for the complex's rare taxa. The ecological niche modelling (ENM) results showed that habitats of these conspecific taxa would be shrunken. With the presence of snapshots in time, the geography of taxa might decrease rapidly in representative entirely of the Geographic space (G-space) and Environmental space (E-space) that such taxa are bright to inhabit. So far, the significant inferences meant for the niche occupy the most incredible comparative research, taking the impermanent nature of taxa distributions and undertaking that such species are at a state of stability. If the artificially identified species (rarely distributed) are based on morphological identification, they must be conserved. [ABSTRACT FROM AUTHOR]