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Undergraduate college-going is now undertaken well into adulthood, but knowledge about what leads individuals to enroll derives nearly entirely from the study of the “traditionally-aged”. I examine whether and how predictors of enrollment vary as individuals progress through the life-course using nationally representative data from the United States, following a cohort from ages 18–45. Measures of social background and academic preparation are only weakly predictive beyond age 24, while the effects of gender are largest after age 35. Marriage appears to be a barrier to enrollment among males and females, but only until age 25. Involuntary job loss spurs college-going most strongly among those aged 35 or older, and particularly among women. Among those over age 25, marital dissolution predicts enrollment positively among females but negatively among males.