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Byline: Neil Haggerty WASHINGTON -- Following enactment of the Senate's regulatory relief bill in May, the House is attempting to sprinkle in a handful more provisions to ease the industry's [...]

Byline: Ken Meiser The Economic Growth, Regulatory Relief, and Consumer Protection Act, which became law this spring, contains an important legislative development to fight identity theft and synthetic identity fraud. [...]

Byline: Brad Finkelstein Fannie Mae and Freddie Mac may be forced to take draws from the U.S. Treasury again, this time due to an accounting rules change for loan-loss reserves. [...]

Byline: Gregg Gelzinis Recently, the five financial regulators responsible for implementing the Volcker Rule issued a proposal that would carve up key elements of the rule. The changes would narrow [...]

Byline: Joe Rubin Press reports indicate that the Office of the Comptroller of the Currency has discovered that 40 financial institutions have been opening new consumer accounts without consent. The [...]

Byline: Patricia Mitchell With the House of Representatives preparing to take up bipartisan legislation to ease the regulatory burden on community banks, one provision of the bill continues to be [...]

Byline: John Heltman The House is expected to hold a vote next week on a Senate bill that would overhaul key aspects of the Dodd-Frank Act, ending an impasse between [...]

Byline: John Heltman WASHINGTON -- The Federal Reserve Board released a proposal Tuesday to modernize its stress testing regime by replacing many of the existing post-stress minimum capital levels with [...]

Byline: Kristin Broughton For years, bankers have said that they would happily return more capital to shareholders if only the Federal Reserve would let them. But a number of regionals [...]

Byline: Joseph Lynyak III American privacy, in its original formulation, is deader than a doornail -- or at minimum is anachronistic. And it is about time that we confront this [...]

Byline: Joe Adler WASHINGTON -- Sen. Elizabeth Warren, D-Mass., introduced a bill Wednesday that would create a permanent law enforcement unit to investigate potential criminal activity at large financial institutions. [...]

Byline: Kate Berry Former Rep. Barney Frank rejected concerns voiced by other Democrats that a Senate bill rolling back some provisions of the Dodd-Frank Act will fuel another financial crisis. [...]

Byline: Ian McKendry WASHINGTON -- Senators on Tuesday continued debating a thicket of proposed additions to a crucial regulatory relief bill on their way to a final vote likely to [...]

Byline: Rachel Witkowski WASHINGTON -- Regulators are working intently on a proposal to reform how they apply the Community Reinvestment Act after previous attempts to modernize CRA policy drew mixed [...]

Byline: Thomas P. Vartanian This paper has run two thoughtful articles by Adam Levitin and Aaron Klein commenting on the Treasury's proposed restructuring of the government's emergency authority to liquidate [...]

Byline: Adam J. Levitin This piece has been adapted from a new academic article by Levitin, 'Bankruptcy's Lorelei: the Dangerous Allure of Financial Institution Bankruptcy.' The idea of resolving failed [...]

Byline: Kate Berry Democratic lawmakers are demanding that acting Consumer Financial Protection Bureau Director Mick Mulvaney turn over 'all documents' related to his decision to strip the agency's fair-lending office [...]

Byline: Eugene Ludwig No one has a crystal ball that can identify tail risk, but experience and recent developments suggest several danger signs that can point us in the right [...]

Byline: Rachel Witkowski WASHINGTON -- Treasury Secretary Steven Mnuchin on Tuesday provided new details on Financial Stability Oversight Council efforts to revise its nonbank designation process. Mnuchin, testifying before the [...]

Byline: Kate Berry Acting Consumer Financial Protection Bureau Director Mick Mulvaney has cited hundreds of confirmed and suspected data breaches as justification for his halting the bureau's data collection activities [...]

Byline: Kate Berry The Consumer Financial Protection Bureau on Tuesday said the agency plans to reopen its payday lending rule, issuing the announcement on the same day that the rule [...]

Byline: Ian McKendry WASHINGTON -- Lawmakers and a former FBI director sharply criticized bank regulators Tuesday for their enforcement of the Bank Secrecy Act and other anti-money-laundering rules, saying it [...]

Byline: B. Dan Berger Chairman J. Mark McWatters has a proven track record of addressing systemic government problems. The suggestion that he would prefer credit union interests over those of [...]

Byline: John Heltman WASHINGTON -- When Donald Trump took control of the White House and Republicans swept into power in Congress this year, most expected that the Financial Stability Oversight [...]

Byline: John Heltman WASHINGTON -- When President Trump targeted Wells Fargo in a tweet earlier this month, he had an ominous message for the industry at large: His administration would [...]

Byline: George Yacik Receiving Wide Coverage ...SIFI, redefined: The House passed a bill Tuesday that would do away with the current $50 billion asset threshold that deems a financial institution [...]

Byline: George Yacik Receiving Wide Coverage ...Settled: HSBC's Swiss Private Bank agreed to pay EU300 million ($352 million) to resolve a French investigation into tax-related issues involving the unit's clients. [...]

Byline: Jackie Stewart Sweeping regulatory changes could nudge more big banks to consider acquisitions. A big part of a deal between Senate Banking Committee Chairman Mike Crapo and a key [...]

Byline: John Heltman WASHINGTON -- President Trump has signed the congressional measure invalidating the Consumer Financial Protection Bureau's arbitration rule, killing the regulation that was unpopular with banks and other [...]

Byline: Ian McKendry WASHINGTON -- The Dodd-Frank Act's $50 billion threshold for determining which banks are systemically important should be scrapped and replaced with an indicator test, according to a [...]

Byline: Ian McKendry WASHINGTON -- The House Financial Services Committee passed more than twenty bills on Thursday, some of which could end up as part of a Senate regulatory relief [...]

Byline: Ian McKendry WASHINGTON -- Democrats have striven to paint recent scandals at Wells Fargo and Equifax as prime examples of why a regulatory rule banning mandatory arbitration agreements should [...]

Byline: Ian McKendry WASHINGTON -- Speculation about the possible political future of Consumer Financial Protection Bureau Director Richard Cordray may be complicating efforts to pass a Senate regulatory relief bill [...]

Byline: Lalita Clozel WASHINGTON -- Trends pick up fast in Silicon Valley and for financial innovators, the up-and-coming regulatory strategy is to seek a bank charter. In June, the online [...]

Byline: Thomas P. Vartanian There is a body of opinion in Washington that the best way to move on from the conservatorships of Fannie Mae and Freddie Mac is to [...]

Byline: Kevin Wack For U.S. financial institutions, a searchable government database that holds 1.2 million consumer complaints has mostly been a source of irritation. Banks and other lenders say they [...]

Byline: John Heltman WASHINGTON -- Federal Reserve Chair Janet Yellen offered limited praise Wednesday for a report issued by the Treasury Department earlier this week that recommends sweeping changes to [...]

Byline: John Heltman WASHINGTON -- Financial regulators issued joint guidance on Wednesday highlighting the availability of cross-state appraiser licensing agreements, which could be used as a way of helping rural [...]

Byline: John Heltman WASHINGTON -- The Trump administration's examination of Dodd-Frank Act powers to allow regulators to seize and unwind a failing megabank is drawing criticism from supervisors at home [...]

Byline: Keith Furst Anti-money-laundering rules have always been a challenge in the financial services arena, with regulatory bodies demanding high standards of compliance and levying fines for noncompliance. Financial institutions [...]

Byline: Lalita Clozel WASHINGTON -- Comptroller of the Currency Thomas Curry on Wednesday expressed support for community development financial institutions, arguing they were an important part of the industry, even [...]

Byline: John Heltman WASHINGTON -- A group of 10 Republican senators are calling on Treasury Secretary Steven Mnuchin to drop the government's appeal of a ruling last year that rejected [...]

Byline: Lalita Clozel WASHINGTON -- Two-thirds of U.S. nonprofit organizations with operations in foreign countries have been affected by banks' de-risking practices, according to a report released Tuesday. In a [...]

Byline: Ian McKendry WASHINGTON -- Midsize and regional banks are seizing what they see as a window of opportunity to push forward on regulatory reforms, hoping to make headway on [...]

Byline: Kate Berry Democrats and progressive groups have drawn a line in the sand over Consumer Financial Protection Bureau Director Richard Cordray, hoping to capitalize on the successful march on [...]

Byline: Lalita Clozel WASHINGTON -- The proposed charter for fintech firms -- and what requirements should come with it -- is rapidly becoming a massive battle that pits state regulators, [...]

Byline: Gregory W. Meeks The Community Reinvestment Act is experiencing a midlife crisis. The CRA -- which Congress passed 40 years ago to encourage financial institutions to meet the needs [...]

Byline: Ian McKendry WASHINGTON -- Leadership of the Senate Banking Committee came into fuller view on Tuesday with the announcement of subcommittee assignments. Sen. Elizabeth Warren, D-Mass., was named ranking [...]

Byline: Jim Peterson, William Kring Efforts to mitigate the impact of systemically important nonbanks on the global economy have largely omitted a sector deeply entangled with financial institutions across the [...]

Byline: Ian McKendry WASHINGTON -- Retailers are fighting back against financial industry efforts to repeal a cap on debit interchange fees. The cap on 'swipe' fees, called the Durbin amendment, [...]