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The article presents an analysis of claims data which provides the greatest ability for an employer to have an effect on health care costs and employee heath and offers suggestions for the same. The suggestions include educating employees on finding a primary physician and appropriate use of the emergency room and urgent care centers, providing wellness incentives for employees and family members who attend their annual preventive checkups, and incorporating programs that drive generic usage.

The article discusses the U.S. Court of Appeals for the District of Columbia circuit case Halbig v. Burwell wherein small business owners filed a lawsuit against federal government over the U.S. Treasury regulation under the Affordable Care Act (ACA). It mentions court's decision in which premium tax subsidies were not accessible to health care purchasers in the U.S. states which did not adopt health care exchange, which lies under the ACA and decision review appeal in the U.S. Supreme Court.

The article discusses the role of effective communication in workplace for providing various information specially health insurance and retirement plans for employees. Topics discussed include establishing a communications strategy, various ways to communicate information and developing a strategy by determining the audience and culture. It has been suggested to take advantage of newsletters, employee meetings, webinars, social media and information system portals to communicate with employees.

The article focuses on how employers can modify their employee health coverage plans to take advantage of the U.S. Affordable Care Act (ACA), along with complying with the law. It suggests to analyze the impact of benefits on recruitment and retention, and to develop a total rewards strategy to decide whether it is more cost-effective to offer affordable coverage to full-time employees, as required by the ACA, or to pay a penalty.

The article reports that the idea of pre-existing conditions in denying health coverage or premium rating is set to disappear in the U.S. and analyses whether this will add to the flexibility and availability of affordable health coverage to people especially the elderly. Older workers have a significantly more difficult time finding a new job following a loss in employment. Previously, those workers were in limbo, unable to purchase or afford individual coverage and not eligible for Medicare.