Access management of IoT devices is extremely important, and a secure login authentication scheme can effectively protect users’ privacy. However, traditional authentication schemes are threatened by shoulder-surfing attacks, and biometric-based schemes, such as fingerprint recognition and face recognition, that are commonly used today can also be cracked. Researchers have proposed some schemes for current attacks, but they are limited by usability. For example, the login authentication process requires additional device support. This method solves the problem of attacks, but it is unusable, which limits its application. At present, most authentication schemes for the Internet of Things and mobile platforms either focus on security, thus ignoring availability, or have excellent convenience but insufficient security. This is a symmetry problem worth exploring. Therefore, users need a new type of login authentication scheme that can balance security and usability to protect users’ private data or maintain device security. In this paper, we propose a login authentication scheme named PinWheel, which combines a textual password, a graphical password, and biometrics to prevent both shoulder-surfing attacks and smudge attacks and solves the current schemes’ lack of usability. We implemented PinWheel and evaluated it from the perspective of security and usability. The experiments required 262 days, and 573 subjects participated in our investigation. The evaluation results show that PinWheel can at least effectively resist both mainstream attacks and is superior to most existing schemes in terms of usability.