1. Research on current status and cultivation approaches of college students’ financial literacy in China under the campus loan perspective
- Author
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Feng Litao, Liu Huijun, and Ning Yida
- Subjects
Consumption (economics) ,business.industry ,020208 electrical & electronic engineering ,05 social sciences ,Perspective (graphical) ,050301 education ,02 engineering and technology ,Public relations ,Education ,Loan ,Political science ,Scale (social sciences) ,0202 electrical engineering, electronic engineering, information engineering ,Financial literacy ,The Internet ,Electrical and Electronic Engineering ,China ,business ,0503 education - Abstract
This paper first reviews the development history of campus loans in China and the scale of Internet finance consumption, then conducts a survey of the status of college students’ financial literacy by using universities and colleges in Hunan as an empirical study. Basing on the survey results, we can find the general lack of financial literacy among college students. Finally, it expounds the cultivation path of college students’ financial literacy from three aspects in China, namely, establishing financial information security awareness, cultivating financial risk prevention awareness and improving financial discrimination ability, so as to control campus loan risks.
- Published
- 2021