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This case discusses the sustainable business model adopted by the MUD Jeans Company in the context of the Circular Economy (CE). The clothing industry evolved from clothing to apparel and eventually to fashion. The clothing economy shifted from the traditional linear to a sustainable circular model. Established in 2012, MUD Jeans introduced an innovative concept called "Lease a Jeans," thereby attempting to save precious natural resource. The fashion industry is the second largest polluter. Keeping in mind the UN Sustainable Development Goals, the company embarked on a nine-step action plan called MUD Method - simple but essential recycling concept. Increased awareness and urgency to shift to sustainable practices will only make the future of jean manufacturing and fashion industry practices to be circular. However, the company has to face challenges – more so when following the sustainability approach. This case followed the qualitative research method and case study methodology. The case appraises management students on the concept of business interests and sustainability practices.

Starting from the 3rd millennium BC, Indian maritime trade has augmented the life of a common man and businesses alike. This study, finds that India can leverage on the 7,500 long coast line and derive holistic development in terms of interconnected ports with hinterland connectivity and realize lower expenditure coupled with reduced carbon emission. This research analyzed a decade of cargo data from origination to destination and found that around 82.95 per cent (953 MMTPA in 2017–18) of road based consignments in India comprised of Fertilizers, Hydrocarbons, Coal, Lubricants and Oil. Essentially, a quantum of this i.e. 78.39 per cent of MMTPA cargo consignments (State Owned Hydrocarbons) traverses on Indian roads. The study drew parameters of this transportation paradigm and modeled the same using Artificial Intelligence to depict a monumental opportunity to rationalize costs, improve efficiency and reduce carbon emission to strengthen the argument for the employment of Multimodal Logistics in the Maritime Sector. Subsequent to model derivation the same set of parameters are plotted as an efficient transit map of Interstate transit lines connecting 16 major hubs which now handle bulk cargo shipped by all modes of transport. For the pollution segment a collaborative game theoretic approach i.e., Shapley value is proposed for improved decision making. This study presents data driven and compelling research evidence to portray the benefits of collaboration between firms in terms of time and cost. The study also proposes the need and method to improve hinterland connectivity using a scalable greedy algorithm which is tested with real time data of Coal and Bulk Cargo. As a scientific value addition, this study presents a mathematical model that can be implemented across geographies seamlessly using Information Communication Technology.

Purpose: This paper endeavour is to address, the challenges faced by expatriate faculties while teaching International Business subject and case studies in classroom. Students lackingness with relevance to International Business subject; and paramountcy of a manager's role in achieving organizational goals in globalization era.Design/Methodology/Approach: This research adopts the empirical study method to analyse the essentialness of international Business subject at Undergraduate and Graduate level in Ethiopian universities. Personal interview method adopted to analyse the primary evidence through questioner. Handbook of theory and research for Higher education is considered for review of literature; discussion and analysis which fixates on affinity for learning practical business skills rather theoretical. Vigour, Impotency, Opportunity, and Threats analysis explores all challenges and hurdles in teaching International Business subject.Findings: The study finds the consequentiality of the international business subject at both UG & PG level and fluency in English language at university level. Less fluency in English influence the cognition system across the geography, it links the course curriculum design predicated the industry trend and authoritatively mandate; Adscititiously, the study concludes the integration of curriculum and research at university level concerning the context of International Business. Lack of vigilance about course theoretical paramountcy with respect to integration of countries trade.Research Limitations/Implications: Underutilization of resources, fail to update each program's importance, opportunities, and outcomes in university websites. Most of the MBA students are either commerce or social science rather diverse background like science, pharma, and engineering. University-Industry Linkage department is not prioritizing to organize focus group discussions among a diverse group of employers and students to determine the primary skills and consequential attributes look for in students.Originality/Value: Ministry of Higher Education and universities are not giving much importance to the International Business subject, albeit the country’s exports and imports. Only two or three (Addis-Ababa, Mekelle, and Adama) Ethiopian Universities are active in research in higher education because of the collaborative influence of foreign university faculties.

Indian banks have a dual challenge of dealing with bad loans on one hand and hurrying to be fully BASEL III compliant on the other. Both the Reserve Bank of India (RBI) and the Government of India are using various approaches over the past two decades to help banks. Several different experiences are obtained by domestic and global banks in handling the non-performing loans (NPL) problem. Yes Bank Limited is India’s 4 th largest private sector bank. It has the industry-best NPA ratios and is renowned for its best practises in the banking industry. Can risk management practices and focus on asset quality help banks maintain loan quality and even stop loans from not slipping into the vicious Non-Performing Asset (NPA) cycle? Data from quarterly & annual reports and other reports is collected to understand management philosophy and asset quality dimensions such as NPA ratio, provisioning coverage ratio, concentration of NPAs, priority sector lending and restructuring of accounts. As the bank evolved from a mid-size bank into a large-size bank in the last 14 years, it gives an opportunity to pose the question - Will NPA size increase as bank transformed from a mid-sized bank to a large bank? Will knowledge-driven sectoral approach to assist customers in their business by lending and offering industry specific financial solutions help the bank? Can technology be used to predict and give early warnings before loans turns sour?

Tax planning strategies are important for tax payers whose aim is to reduce their tax outgo on various types of income and capital gains. While there are several tax saving instruments that qualify under Section 80C of the Income Tax Act, 1961, Equity Linked Savings Scheme (ELSS) has a special importance. It provides the least possible lock-in period among all tax saving instruments besides providing equity asset investment exposure making it a good long-term tool for wealth creation. This paper studies the investment behaviour of a typical ELSS mutual fund investor. Primary data is used to identify preferences of tax saving instrument by Indians and to understand if diversification across multiple ELSS schemes is done. Understanding the mode of investing helps us get insight on investor behaviour. Finally, we get to know if ELSS is being used by other family members. Secondary data study allows us to understand the trends and dynamics of ELSS. Our study checks scheme Average Assets Under Management (AAUM) data to understand if investors delay and thereby hurry their investing just before closing of the financial year. These findings are of significance for Asset Management Companies (AMCs) in their product positioning and building promotional strategies. Market regulator SEBI and the Association of Mutual Fund Industry (AMFI) can use it to improve the product offering and expanding its reach. Government and Ministry of Finance can use these findings for tweaking tax laws so as to promote investment culture.