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As a consequence of the crisis of 2007/2008, which started in the United States of America within the financial sector and which then spread to the real sector, the governments of several countries had to bail out financial institutions and companies. Central banks, especially in the U.S. and Europe injected liquidity in large volumes into the markets in order to stabilize the financial sector, a process which might produce higher inflation. This article discusses how inflation is measured and found that the measurement does not include adequately the development of prices of financial assets. Furthermore, it discussed that money supply should include loans, as credit serves as money and has an impact on inflation. One of the main conclusions is that there is a real possibility that inflation rates will increase in the medium term future. [ABSTRACT FROM AUTHOR]

This article shows the development of a method for constructing a model for assigning credits at Cooperativa Belén Ahorro y Crédito consumption loans. For this purpose, existing Colombian norms and the need for having a score system (customer individual qualification) are used to optimize times of sale processes and study of credit requests, in order to determine the customer's basic characteristics. This article deals with the first stage of the process when a qualitative methodology is used together with statistical methods. [ABSTRACT FROM AUTHOR]