1. The Effectiveness of Insurer-Supported Safety and Health Engineering Controls in Reducing Workers’ Compensation Claims and Costs
- Author
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Wurzelbacher, Steven J., Bertke, Stephen J., Lampl, Michael P., Bushnell, P. Timothy, Meyers, Alysha R., Robins, David C., and Al-Tarawneh, Ibraheem S.
- Subjects
Insurance Claim Review ,Humans ,Insurance Carriers ,Workers' Compensation ,Ergonomics ,Article ,Occupational Health ,Ohio - Abstract
This study evaluated the effectiveness of a program in which a workers' compensation (WC) insurer provided matching funds to insured employers to implement safety/health engineering controls.Pre- and post-intervention WC metrics were compiled for the employees designated as affected by the interventions within 468 employers for interventions occurring from 2003 to 2009. Poisson, two-part, and linear regression models with repeated measures were used to evaluate differences in pre- and post-data, controlling for time trends independent of the interventions.For affected employees, total WC claim frequency rates (both medical-only and lost-time claims) decreased 66%, lost-time WC claim frequency rates decreased 78%, WC paid cost per employee decreased 81%, and WC geometric mean paid claim cost decreased 30% post-intervention. Reductions varied by employer size, specific industry, and intervention type.The insurer-supported safety/health engineering control program was effective in reducing WC claims and costs for affected employees.
- Published
- 2014