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Nigeria as a developing country in African continent is one of the major suppliers of crude oil in the world and the effect of climate change on her employment status cannot be over-emphasized. Employment debates have been of high discussion in the world news. Nigeria, due to its vulnerability to climate change is moving towards investing on the renewable energy industry so as to militate the effects of climate change as well as economic advancement. This paper through the use of exploratory methods, aims to explore the existing literatures to examine the impact of climate change on employment, be it – in the short; medium and long term. The results were presented through statistical charts. However, this study discovered that effects of climate change was felt over the longer term when technical change and innovation would lead to more job creation, productivity improvements and growth. The study therefore recommends that all the stakeholders should raise awareness on the environmental effects of climate change and focus on policies that militate against the adverse effect of climate change and inevitably having impact on jobs, working conditions and incomes in many sectors.

This paper analyzes relationship between external debt and economic growth. Data collections are mainly secondary over the period of 1980 to 2010. The study hypothesized negative relationship between external debt; debt servicing and economic growth. Collected data were regressed using OLS technique and Augmented Dickey Fuller to test for the stationarity of the variables. Findings indicate a negative relationship between external debt and economic growth while that of debt servicing conforms with the apriori expectation of positive relationship. Hence, it is therefore recommended that Nigeria has to narrow down its international trade in order to save its balance of payment (BOP) to meet debt servicing needs of the country. The policy makers should also create credibility including political will in order to spur investor confidence for both local and foreign investments.

This paper seeks to investigate Small and Medium Enterprises as a veritable tool in Economic Growth and Development. A survey method was used to gather data from 200 SME/Entrepreneurial officers and Managers from five selected local government in Nigeria namely; Ijebu North, Yewa South, Sagamu, Odeda and Ogun Waterside Local government. Data was collected with a structured questionnaire and analyzed with several descriptive statistics to identify the perception of the roles of SMEs in Nigeria. The results of the study therefore reveals that the most common constraints hindering small and medium scale business growth in Nigeria are lack of financial support, poor management, corruption, lack of training and experience, poor infrastructure, insufficient profits, and low demand for product and services. Hence, it therefore recommends that Government should as matter of urgency assist prospective entrepreneurs to have access to finance and necessary information relating to business opportunities, modern technology, raw materials, market, plant and machinery which would enable them to reduce their operating cost and be more efficient to meet the market competitions.

The demand for money plays a major role in macroeconomic analysis, especially inselecting appropriate policy. This brings in the demand for money function which expresses amathematical relationship between the quantity of money demanded and its various determinants;interest rate, income, price level, credit availability, frequency of payments etc. Aggregate demandwill be affected only in so far as consumption or investment is affected by the change in the interestrate. Against this background, the task in this paper is to empirically analyze and examine theimplication of the effectiveness of demand for money on economic growth performance within theNigerian context between the periods of 1970-2008 through the use of the application of OrdinaryLeast Square method, the multiple linear regressionanalysis on E-views 7.0. The paper thereforeconcludes that money demand has a major effect on the aggregate demand which accounts for theGDP of the economy. This implies that by ensuring efficiency in demand for money, aggregatedemand would be achieved and adequately sustained growth that will ensure that inflation is atminimum will be achieved in the economy.

This study intends to critically analyze the relationship between perceived attributes as factors and consumers’ engagement with electronic banking technology. A survey method was used to gather data from 200 secondary school teachers from five selected local government in South- Western part of Nigeria namely; Ibadan North, Egbeda, Ido, Ibadan North-East and Ibadan North- West Local government. Data was collected with a structured questionnaire and analyzed with several descriptive statistics to identify consumers’ engagement in electronic banking technology in Nigeria. The results of the study therefore reveals that the most common influential factors hindering consumers’ adoption of electronic banking in Nigeria are relative advantage of economic gains and non-economic gains, social character, communication behavior, trialability as well as observability. Hence, it therefore recommends that the banks should create channels through which customers’ awareness will be enhanced and employ IT trained personnel to monitor and report any fraudulent transaction in order to secure customers’ trust on safety risk/security.