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Bangladesh, located in the Bay of Bengal, is a developing nation that is prone to devastating flood events that cause loss of lives and several other forms of humanatarian disasters. Identifying, developing and validating new scientific techniques that can be used for flood-risk warning and regular monitoring, including flood risk mitigation and adaptation, can help reduce the catastrophic effect of floods in Bangladesh and other developing countries. In this study, a daily Flood Index (IF) based on daily effective precipitation (PE) is utilized for quantifying floods for two cites in Bangladesh: Dhaka (23.7° N, 90.38° E) and Bogra (24.51° N; 89.22° E), where flooding is a common phenomenon. Based on total daily precipitation (P) data, in this study the IFis determined by calculating the PE using an exponentially decaying time-reduction function, which considers the gradual depletion of water resources over time. PE per day is normalized and compared with the average and standard deviation of yearly maximums, within the considered hydrological period. The start of a flood event is identified for IF ≥ 0. Subsequently, the IF severity ( I F acc ) as consecutively positive IF, duration (DF) as number of days with positive IF, and peak danger ( I F max ) as maximum IF are estimated for identified flood events, using the run-sum theory. The analysis carried out has accurately identified historical flood events at Dhaka station in 1984 and 2007 as having the largest I F acc value (i.e., greatest severity). Flood severity ( I F acc ) and peak danger ( I F max ) parameters have been verified by accumulated precipitation corresponding to the same period. For Bogra station, the 1998 and 1979 events were found to be the most intense. Seasonality analysis of the flood index shows most floods happened during the summer monsoon, although for the Dhaka station, flood events occurred between early June and November, and in Bogra, from late June to October. A rational study of effective precipitation provides a useful severity and danger indicator. The results indicate the practicality of daily IF for flood-risk assessments where the severity, peak danger, and duration need to be considered as a unified index for flood-risk monitoring. The proposed daily flood index can be useful for hydrologists for the purpose of daily operational flood monitoring in high flood-risk nations. [ABSTRACT FROM AUTHOR]