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Financial digital transformation is an important means for enterprises to achieve high-quality prosperity under the new development pattern. How to make use of the opportunity of financial digital transformation to relieve the financing constraints is worth pondering. Based on the digital transformation of corporate finance and the current situation of financing capacity in China, this paper puts forward some suggestions on how to deal with the financing constraints in line with China's national conditions. The government should actively introduce policies to promote the development of digital technology and the digital transformation of enterprises while effectively supervising enterprises, third-party data companies and the internet finance industry. The financial market should actively set up and develop small and medium-sized banks and private banks, perfect the enterprise credit system and carry out financial innovation. Enterprises should promptly deploy the digital transformation strategy, standardize the business operations, improve the management level and build diversified financing channels.