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As witnessed by the devastating impacts of hurricanes like Helene and Milton, natural disasters can do more than just damage physical premises - they can also wreak havoc on supply [...]

More than 20 storms-11 of which will become hurricanes, and 5 of which will become Category 3 or greater hurricanes. That's one prediction for the Atlantic hurricane season. Not to [...]

In an environment with persistent supply chain disruptions, price escalations, cyber-attacks, and natural disasters, businesses are facing risks that are more difficult to avoid. Financial losses resulting from a business [...]

Synopsis Business interruptions can happen to anyone - and many business owners are unsure of how to navigate the insurance claim process to gain appropriate compensation. MNP recently helped a [...]

, Puerto Rico and the Caribbean may be welcoming an unexpected guest-the Great Atlantic Sargassum Seaweed Belt. Businesses are bracing for this ten-million-ton mass of brown seaweed, which is floating [...]

The FSPO Decision The FSPO dismissed a complaint made by an insured against their insurance provider (Decision). The insurance provider (Appellant) declined cover in respect of business disruption at the [...]

Late last week, the California Court of Appeal issued another COVID-19 business interruption decision reminding us that creative arguments do not win the day for policyholders in California. The true [...]

In Al Mana Lifestyle Trading LLC & Ors v United Fidelity Insurance Company PSC & Ors [2023] EWCA Civ 61 the Court of Appeal considered the jurisdiction of the English [...]

Introduction In Sir Corp v. Aviva,1 an Ontario judge dismissed an application by a restaurateur for a declaration of coverage for business interruption losses. The losses resulted from orders made [...]

Courts Dismiss COVID-19 Business Interruption Claims On November 30, 2022, the Superior Court of Pennsylvania reversed the trial court's grant of summary judgment for a tavern and directed judgment on [...]

On 17 October, the UK High Court handed down judgments in preliminary issues trials of three Covid-19 related business interruption claims: Stonegate Pub Company Ltd v MS Amlin Corporate Member [...]

We identify the four key issues arising from the judgments for the cases pursued by Stonegate, Greggs and Various Eateries. The Commercial Court has this week handed down judgments in [...]

Companies directly impacted by Hurricane Ian can look to their commercial property insurance policies to cover their property damage, lost income, continuing expenses like rent and wages, and extra expenses [...]

US and global regulators are once again focused on having market participants design and implement business continuity and disaster recovery (BCDR) plans, as well as corresponding policies and procedures. This [...]

On 29 July 2022, the Commercial Court handed down its decision in Al Mana Lifestyle Trading LLC & Ors v United Fidelity Insurance Company PSC & ors1, in which Mrs [...]

The Allianz Risk Barometer 2022 reported that natural catastrophes are now the third-highest global business risk, while climate change has moved into the sixth position. These rankings represent 25% and [...]

On June 20, 2022, the Appellate Division of the New Jersey Superior Court issued a precedential decision holding that COVID-19 business losses stemming from governmental closure orders are not covered [...]

Butler Weihmuller Katz Craig LLP attorneys Clark Schirle and Jon Barger obtained a victory for their client in the case of Melcorp, Inc. v. West American Ins. Co., No. 21-2448 [...]

Byline: CLARE O'HARA, Staff Lead An Ontario court has green-lit several class-action lawsuits against a group of Canadian insurers that claim Canadian businesses are owed billions of dollars after being [...]

Introduction In 202135 Ontario Inc. v. Northbridge General Insurance Corporation,1 the Ontario Court of Appeal (ONCA) ruled for the insured on an issue raised by its claim for business interruption [...]

self Eric Jesse, partner in Lowenstein Sandler's Insurance Recovery Group, discusses what cyber insurance policy holders should expect in their upcoming renewals in light of the war in Ukraine and [...]

Nearly 2 years after the launch of more than 30 proposed class actions arising from the COVID-19 pandemic upended the Canadian class action landscape, pandemic-related class actions risk, and ongoing [...]

A cross-office Bradley team recently scored a bad faith victory for Sinclair Oil on March 18, 2022. The case involved a hotly contested business interruption loss and the delayed and [...]

Insurance companies insure uncertain risks of individuals that may arise in the future and cover such risks with the premiums of the insured community. Once the risk has already occurred [...]

It is fast becoming a normality to wake up to the reports of fire break outs in South Africa. Since the July 2021 civil unrest, there has been further major [...]

This practice note examines event cancellation coverage in general to identify the issues that will be at the forefront of legal disputes in the coming years. Further, it also examines [...]

In two companion actions,1 the Quebec Court of Appeal recently validated the Honourable Justice Davis' findings that business interruption losses arising from the COVID-19 pandemic are not covered losses in [...]

self For our last episode of 2021, Lynda, joined by Insurance Recovery Group attorneys Eric Jesse and Joseph Saka, close out the year with a BANG! ...a year in review [...]

The federal court of appeals in Chicago affirmed the dismissal of COVID-19 business interruption insurance lawsuits filed by a variety of Illinois businesses seeking coverage for lost income. Sandy Point [...]

The Québec Superior Court has refused to certify a class action proceeding seeking the recovery of business interruption losses related to the COVID-19 pandemic. This decision, in Centre de santé [...]

Policyholders utilize a variety of wordings to describe their insurance coverage claims arising during the SARS-CoV-2 ('COVID-19') pandemic. Under the insuring clauses of common commercial property policies, one of the [...]

One of the major issues that has arisen for businesses as a result of the COVID-19 pandemic is whether they are covered for business interruption by their business insurance polices. [...]

Government advice and new mandatory legislation passed to combat the spread of COVID-19 (the 'Virus') has caused significant and ongoing disruption to many businesses. Those with Business Interruption ('BI') insurance [...]

Byline: Todd C. Frankel The forced closure of businesses nationwide because of the novel coronavirus would seem to be the perfect scenario for filing a 'business interruption' insurance claim. But [...]

Introduction Back in January, we wrote about an important test case that considered whether insurers could deny liability for small business insurance claims amid the pandemic. Insurers argued that exclusion [...]

We have all seen the following headlines over the last several months: 'Insurers to fight Court's decision on Business Interruption Insurance', 'Law firms prepare class actions', and 'Insurance sector could [...]

self The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances. Stephen Darby Ward & [...]

In a recent judgment, the High Court has ruled that a hotel is not covered for losses from the Covid-19 pandemic under their business interruption insurance policy with AXA. McDonald [...]

Since the designation of COVID-19 as a notifiable disease in England on 5 March, and the subsequent ratcheting of measures to slow the spread of the disease, business owners large [...]