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Retirement planning has become more complex, requiring individuals to make investment decisions that provide income for many decades while remaining flexible. Model portfolios consisting of stocks and bonds can help manage investment risk according to age and circumstances. The allocation between stocks and bonds should shift as one ages, with a larger proportion of assets allocated to bonds as the time horizon shortens. It is important to consider risk tolerance, financial goals, and the need for diversification when constructing a portfolio. Additionally, target-date funds and guaranteed forms of income, such as annuities and Social Security, can be considered. [Extracted from the article]

The article discusses various economic indicators and their implications for investors. It mentions that jobless claims remain low, indicating a healthy labor market. This could be positive for retail companies that sell discretionary purchases. The article also highlights the positive outlook for the manufacturing sector, particularly in the electronics and chip manufacturing industries. It suggests considering investments in ETFs related to these sectors. Additionally, the article mentions the possibility of interest rate cuts by the Federal Reserve and suggests investments in bond ETFs and smaller-cap stocks. Lastly, it briefly discusses the presidential election and suggests considering investments in defense stocks. Overall, the article emphasizes the importance of monitoring economic indicators and making informed investment decisions. [Extracted from the article]

The article discusses the unexpected delay in interest rate cuts by the Federal Reserve, which has had a negative impact on investments that typically benefit from lower interest rates. While high interest rates can have some advantages, such as higher payouts for money market accounts and better values for fixed-income investments, many investors had positioned their portfolios based on the expectation of falling interest costs. However, experts still believe that interest rates will eventually fall, albeit later than anticipated. They suggest investing in sectors like big tech companies, banks, and secular growth stories, as well as considering broad diversified exposure and small caps. Additionally, there may be potential gains in the home building sector due to high demand and limited inventory. [Extracted from the article]

IT'S BEEN A TOUGH COUPLE OF YEARS FOR STOCK investors. Instead, Wall Street demanded investors get steady dividends and that companies commit to large stock buybacks. On average, Japanese stocks are priced at 14 times their forecast net profits per share, according to stock research company Yardeni Research. [Extracted from the article]

The article reports predictions of the end of the prolonged bear market in corn and advises investors to buy active­-month corn futures on the CME Group stock exchange, and also cautions about the possibility of protectionist measures that could be employed by US President-elect Donald Trump.