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Rotating Credit Associations (RCAs) such as Dhikuris, are becoming common among different groups of people in urban as well as rural areas of Nepal today. In this article, cases of Dhikuri among the Loba of Mustang, the Tibetan refugees, and the businesspeople in the urban center of Pokhara are discussed. Besides, examples of revolving fund management among forest user groups in the hills of Nepal are also presented. The case materials make it evident that Dhikuris and similar orgranizations in Nepal have performed different types of roles among various groups of people as instruments of capital, credit, saving, investment, and mutual support or exchange. Since banks have yet to extend their services to meet the needs of most of the people in the country, such informal institutions as the RCAs in Nepal have a vital role to play as subsidiaries to the formal institutions of banking and credit. Key words: rotating credit associations; Nepal, Mustang, Loba

The article reviews volume II of the periodical "Dhaulagiri Journal of Sociology and Anthropology."

The article presents the author's comments on the "Dhaulagiri Journal of Sociology and Anthropology" volume II. The author introduces the papers included in the issue of the journal and the contributions report studies from Bangladesh, Nepal, and Nigeria. He remarks that editors must take advantage of the Internet technology to make knowledge and information accessible. He suggests that editors must ask the authors to submit final papers after editing the language and must invite scholars to join and publish their works in the journal.