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Purpose: The study aims to analyze the influence integrated participatory commitment-based archiving on the accountability of archiving performance of Indonesian universities. Participatory commitment in the organization is lack of understanding, therefore examining factors to enhance organization performance through commitment is urgently needed. Theoretical framework: The job embeddedness theory suggests that employee commitment is influenced by the extent to which employees feel embedded in their job and organization, which includes factors such as fit with the organization and the availability of alternatives Design/methodology/approach: This study used a quantitative approach to understand variables relationship. The research subject is archivists in several Indonesia universities, 248 respondents were selected as sample. The research model was tested using SEM-PLS. Findings: The results point out that archival policy and archivists’ competence significantly impact archiving performance accountability through integrated participatory commitment. Archival funding and archival facilities have no impact and are not significant on archival performance accountability through integrated participatory commitment. The research indicate integrated participatory commitment is essential to develop archiving performance accountability. Research, Practical & Social implications: Based on research result, the study suggest board of leaders is expected to design and produce a complete archival policy consisting of at least four archival instruments Originality/value: The study found integrated participatory commitment is prominent factor to determine archiving performance accountability. The research fill the previous study gaps through job embeddedness theory.

Purpose: To meet the needs of the public, the government has provided an official financial institution, which is subject to a certain series of administrations with all the calculations. The problem is that not all community members understand access to finance at these financial institutions. There are Islamic banking, BMT, and Sharia KSPPS, but in borrowing money they choose moneylenders. This problem is influenced by the ease of borrowing money from moneylenders, which are more flexible and the method of payment can be adjusted according to a special agreement between the customer and the moneylender. Disbursement of funds that can be done at any time according to the time needed, without being bound by conditions that are considered complicated by the customer. As a form of compensation, the interest charged by moneylenders is high and burdensome for the borrower. The risk of high-interest rates is often not taken into account by the borrower. Design/Methodology/Approach: The method for developing public financial literacy is what the moneylender's practice as the object of observation. To be realized as an effort for educational methods is to conduct an analysis of moneylenders in the community and explore how people depend on moneylenders, evaluate financial behavior in the community, deconstruct financial behavior and re-conceptualize public financial behavior. Findings: Socialization and acceleration of the marketing of financial products from the BMT, or official government financial institutions need to be carried out to prevent the level of community dependence on moneylenders, including by expanding financial literacy in the community, establishing management education methods, and implementing finance that is more inclusive in the community. Research, Practical & Social Implications: The necessities of life for each individual in the community will certainly not be the same, to be able to fulfill the purpose of these needs it is financed by the a