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This document provides a variety of tips and recommendations for saving money on various products and services. It suggests specific products that offer good value for money, such as the Samsung Galaxy Tab S9 FE, Hisense U6K Series TV, Yamaha YAS-209 soundbar, 2nd Gen Apple Watch SE, Samsung Galaxy A54 smartphone, and 1MORE SonoFlow SE noise-canceling headphones. It also offers advice on saving money on streaming services, travel, national park entry fees, bulk shopping at Costco, utilizing library resources, and landscaping with native plants. The document aims to provide practical and cost-effective solutions for individuals looking to save money in different areas of their lives. [Extracted from the article]

The article from Kiplinger Personal Finance discusses various options for utilizing unused funds in 529 college-savings plans. It highlights how these funds can be withdrawn for qualified educational expenses without penalties, transferred to another family member's 529 plan, or even rolled over to a Roth IRA tax-free. The article also mentions using 529 funds for student loan repayment and emphasizes the importance of understanding state-specific rules and regulations when considering these options. [Extracted from the article]

Microsoft has reached a deal with the village of Mount Pleasant and Racine County in Wisconsin to purchase 630 acres of land for nearly $100 million to build new data centers. This follows Microsoft's previous $1 billion investment in the area, making it the largest landowner in Mount Pleasant. The deal with Microsoft is seen as a positive development for the village, which had previously hoped for a manufacturing plant from Foxconn that did not fully materialize. The agreement with Microsoft may help to generate new economic growth and potentially improve the village's debt ratios. [Extracted from the article]

She echoed Kemp's concerns about ris¬ing construction costs and said that if a bond issue fails this November, the costs outlined on the ballot may not be relevant come the following election. An Iowa state law adopted this year means local governments and school districts will face a new hurdle in issuing municipal bonds. [Extracted from the article]

A creative nonfiction piece is presented which explores the author's experience of creating a tiny bird house on a Maple Tree with her Sister.

A new deal with Microsoft may help fill the void left by the underperformance of a Wisconsin incentive deal to lure Foxconn to the village of Mount Pleasant. [ABSTRACT FROM AUTHOR]

Fitch said GLWA has about approximately $1.6 billion senior lien water supply system revenue bonds outstanding, about $708.1 million of second lien water supply system revenue bonds, $1.79 billion senior lien sewage disposal system revenue bonds and $736.4 million second lien sewage disposal system revenue bonds. According to Moody's and Fitch, the issuer expects to refund about $60 million of outstanding senior lien revenue water bonds, and $90 million of senior lien sewage disposal system revenue bonds and $12 million of second lien sewage system revenue bonds. Michigan-based Great Lakes Water Authority is set to return to market with upward of $400 million in senior and second lien water supply and sewer disposal revenue and refunding bonds following two ratings upgrades and a step toward ending a years-long legal dispute with a city just north of Detroit. [Extracted from the article]

The deal has new-money and refunding components and is expected to hit the market in a negotiated sale the week of Nov. 13. [ABSTRACT FROM AUTHOR]

School districts and local governments may only hold bond elections once a year now, in November. They also face new state-imposed revenue limits. [ABSTRACT FROM AUTHOR]

In Los Angeles, the number of burglaries and theft from motor vehicles, the most prevalent crime in the car-loving city, was down 24%. In San Francisco, larceny-theft, which includes shoplifting and bicycle theft, was down 30% during the first three weeks of March versus the same period a year earlier. [Extracted from the article]

(Bloomberg) -- With more than two-thirds of the U.S. population ordered to stay home amid the coronavirus pandemic, it's tougher for burglars to find an empty house to rob. In Los Angeles, the number of burglaries and theft from motor vehicles, the most prevalent crime in the car-loving city, was down 24%. In San Francisco, larceny-theft, which includes shoplifting and bicycle theft, was down 30% during the first three weeks of March versus the same period a year earlier. [Extracted from the article]

(Bloomberg) -- Students and professors at universities aren't the only ones wondering when schools will re-open. S&P Global Ratings cut its outlook for the private student housing sector to negative on Wednesday, citing expected challenges from the sudden and potentially prolonged decline in student housing occupancy and associated loss of rental revenue. [Extracted from the article]

When Aaron Garza was dismissed this week from his job as a parts specialist at a Toyota dealership in Grand Rapids, Michigan, he joined a tidal wave of unemployed people swamping systems to help them and straining state finances to the breaking point. On Monday, Garza went to Michigan's unemployment website and tried logging on to apply for benefits electronically. Claims filed online in In Washington state were 18 times normal and the phone system was cutting off calls before they even connected, benefit seekers told the Seattle Times. [Extracted from the article]

It's been three weeks since Aaron Garza lost his job as a parts specialist at a Toyota dealership in Grand Rapids, Michigan. On Monday, Garza went to Michigan's unemployment website and tried logging on to apply for benefits electronically. [Extracted from the article]

(Bloomberg) -- America's local governments are asking the federal government for massive amounts of aid as the fallout from the coronavirus pandemic threatens to leave them contending with significant budget shortfalls. "It's going to take the federal government to do what states and counties and local governments cannot". But with restaurants closing down, concerts and sports games canceled, and workers idled, states and local governments are poised to see a significant amount of tax revenues disappear. [Extracted from the article]

(Bloomberg) -- Mom and pop look like they're starting to leave municipal-bond trading to the professionals. Last year saw trading sink by 14% to the lowest level since 2006, or 8.75 million transactions, according to a Municipal Securities Rulemaking Board report on Tuesday. [Extracted from the article]

As stocks plunged worldwide and investors rushed into the safest assets, the yields on top-rated state and local government debt maturing in 30 years plunged 10 basis points to 1.59%, the biggest one day drop since December 2017, according to the Bloomberg BVAL index. The economic uncertainty posed by the spreading coronavirus is spurring a market that had already been rallying since late 2018, driving yields to the lowest since the 1950s, as investors poured money into state and local government bond mutual funds. The rally has pushed yields so low that investors have been shifting into the longest-dated debt to pick up slightly better yields, said Peter Block, head of municipal strategy at Samuel A. Ramirez & Co. [Extracted from the article]

(Bloomberg) -- Corporations are pouring money into competitive rock-climbing, fueling a boom in gyms from New York to Dallas where wannabe alpinists scale artificial heights in pricey gear. A national competition veteran at 7 and multiple U.S. title winner in youth and adult categories, he inspired the $159.95 Evolv Limited Edition Kai Lightner Signature Shaman Climbing Shoe. [Extracted from the article]

(Bloomberg) -- The municipal-bond market's favorite can't-lose trade is back. The Securities Industry and Financial Markets Association's index, the floating-rate benchmark, surged more than 80 basis points last April to as much as 2.3%, the highest since the 2008 credit-market collapse. [Extracted from the article]

(Bloomberg) -- What seems like a tiny tally is causing a big controversy in the world of municipal finance. State and local government officials are pushing back against a proposal from the Municipal Securities Rulemaking Board that would reveal to their bondholders a potentially embarrassing fact: how long it takes them to post their audited financial statements. [Extracted from the article]

Everything Is Great in Muni-Bond Market. (Bloomberg) -- In the municipal-bond market, everything's going strongly in the right direction: prices have been rising, mutual funds have received new cash from investors for the past 57 weeks, and new debt sales have been gobbled up. Catherine Stienstra, head of municipal investments at Columbia Threadneedle, said 2020 may be more of a "coupon-clipping" year for investors, meaning returns will be driven more by interest payments than price gains. [Extracted from the article]

(Bloomberg) -- American cities borrowing to fund environmentally-friendly projects continue to help drive green bond issuance, data compiled by Bloomberg show. Revises headline as well as muni green bond issuance data in first deck headline and top three paragraphs because initial data overstated number of deals from U.S. local governments and cities. [Extracted from the article]

(Bloomberg) -- The Trump administration's blocking of time-saving international travel programs for New Yorkers has the governor seething and the travel industry warning of slowdowns, looser security and other airport troubles. Cuomo said the suspension is Trump's latest swipe at New York, atop the $10,000 state and local tax-deduction limit and a lack of funding for a Hudson River rail tunnel and the Second Avenue subway. [Extracted from the article]

(Bloomberg) -- The $3.8 trillion municipal-bond market has found a new tool in its effort to understand the impact of climate change: the array of satellites orbiting high above Earth. But the use of geospatial data and information from sources like Google Earth could help municipal-bond investors evaluate and price the risks posed from a warming climate, rising sea levels and natural disasters. [Extracted from the article]

(Bloomberg) -- Hackers have finally done what bond issuers may have feared most from cyber criminals. For Pleasant Valley Hospital, the insurance company Beazley Group "connected the Hospital with other vendors to settle and remediate the issue", according to the statement to bondholders. [Extracted from the article]

(Bloomberg) -- American cities borrowing to fund environmentally-friendly projects were a key driver of green bond issuance in January, data compiled by BloombergNEF show. Green muni bond sales -- including deals from San Francisco's Public Utilities Commission, New York City's Metropolitan Transportation Authority and Maine's Governmental Facilities Authority -- jumped to about $3.4 billion from about $500 million in the first month of 2019. [Extracted from the article]

"That is Insane": Muni Yields at the Lowest Since Elvis Was King (Bloomberg) -- The last time municipal-bond yields were this low Dwight D. Eisenhower was the president, Elvis Presley released his second studio album and Grace Kelly married Monaco's Prince Rainier III. She said the massive amounts of money that have been flowing into mutual funds have driven down absolute yields, most notably for long-dated debt, as investors hunt for bigger payouts. [Extracted from the article]