23 results on '"Serdarušić, Hrvoje"'
Search Results
2. Green Finance and Fintech Adoption Services among Croatian Online Users: How Digital Transformation and Digital Awareness Increase Banking Sustainability.
- Author
-
Serdarušić, Hrvoje, Pancić, Mladen, and Zavišić, Željka
- Subjects
DIGITAL transformation ,ONLINE banking ,DIGITAL libraries ,TECHNOLOGICAL innovations ,FINANCIAL technology ,SUSTAINABLE investing ,BANKING industry ,INTERNATIONAL Financial Reporting Standards - Abstract
This study delves into the dynamic interplay between green finance, Fintech adoption, digital awareness, and digital transformation in the Croatian banking industry. Amidst the emerging trend of sustainable banking practices and technological advancements, this research aims to examine the influence of green finance on Fintech adoption and banking sustainability. Employing a quantitative research design, this study gathered data through a survey questionnaire of 304 participants, comprising customers and employees of various banks in Croatia. The respondents' insights were analyzed using IBM SPSS for the demographic analysis and SmartPLS for structural equation modeling (SEM). The results reveal a significant impact of green finance on Fintech adoption and digital awareness. Additionally, digital awareness significantly influenced Fintech adoption. However, the direct effect of digital transformation on Fintech adoption was not significant. This study also confirmed the significant influence of Fintech adoption on banking sustainability and identified the mediating role of digital awareness between green finance and Fintech adoption. This research contributes novel insights into the relationship between sustainable finance initiatives and digital banking trends. It underscores the need for increased digital awareness and the integration of green finance principles in the banking sector. These findings offer practical implications for banks in Croatia, suggesting a strategic focus on digital awareness programs, leveraging Fintech for enhanced customer experience, and fostering collaboration for a conducive Fintech environment. [ABSTRACT FROM AUTHOR]
- Published
- 2024
- Full Text
- View/download PDF
3. Business Intelligence (BI) in Firm Performance: Role of Big Data Analytics and Blockchain Technology
- Author
-
Pancić, Mladen, primary, Ćućić, Dražen, additional, and Serdarušić, Hrvoje, additional
- Published
- 2023
- Full Text
- View/download PDF
4. THE FINANCIAL AND SOCIAL IMPACTS OF THE APPROVED PROJECTS IN THE AREA OF DIGITAL AND GREEN TRANSITION ON THE CROATIAN SMES
- Author
-
Ćućić, Dražen, primary, Pancić, Mladen, additional, and Serdarušić, Hrvoje, additional
- Published
- 2023
- Full Text
- View/download PDF
5. THE FINANCIAL AND SOCIAL IMPACTS OF THE APPROVED PROJECTS IN THE AREA OF DIGITAL AND GREEN TRANSITION ON THE CROATIAN SMES.
- Author
-
Ćućić, Dražen, Pancić, Mladen, and Serdarušić, Hrvoje
- Subjects
SMALL business ,SOCIAL impact ,CLIMATE change ,TECHNOLOGICAL innovations ,SUSTAINABILITY - Abstract
On our way of living and doing business digital technologies have a profound impact. The research and innovation strategy is crucial to a more productive, sustainable and green economy. Digital solutions that put people first will open up new opportunities for businesses, encourage the development of trustworthy technology, foster an open and democratic society, enable a vibrant and sustainable economy, help fight climate change and achieve the green transition. The aim of this paper is to research the literature about digital and green transition, hers financial and social impacts on Croatian economy across of the approved projects (for the period 2019 – 2023) to the Croatian micro, small and medium entrepreneurs. Based on these results, the author(s) will contribute to the new knowledge about the green and digital transition and offer recommendations for a sustainable green and digital transition in Croatian and potential finance benefits on Croatian economy. For the purposes of this work, the author(s) used secondary data, analyzing them using the following methods: descriptive research methods, deductive research methods, analysis methods and compilation methods. Obtained results are visible in the number of approved projects proposal and the total value of the projects. The impacts of project proposals on strengthening the sustainability and competitiveness of project holders and their partners is manifested through the number of newly introduced technological solutions related to green and/or digital goals in the year m+2, the projection of the newly employed persons as a result of the implementation of project activities in the year m+2, projected increase in sales revenue in year m+2, predicted increase in exports revenues in the year m+2. On the basis of research of literature and previously conducted secondary data research, the author(s) provide recommendations for the further sustainability of the digital and green transition in micro, small and medium-sized enterprises in Croatia. [ABSTRACT FROM AUTHOR]
- Published
- 2023
6. The influence of the concentration on the performance of firms in retail industry in the Republic of Croatia
- Author
-
Kristek, Ivan, Pancić, Mladen, Serdarušić, Hrvoje, and Dujak, Davor
- Subjects
SCP, concentration, efficiency, retail industry - Abstract
According to SCP paradigm (Structure-Conduct- Performance paradigm) the industry structure affects the behaviour of firms in the industry, which affects their performance. The paradigm is consistent with the Neoclassical Theory of the Firm which assumes that there is a direct link between the industry structure, entrepreneurial conduct and performance. The basic principle of this paradigm might be the ability of entrepreneurs to exercise market power in a concentrated industry. High industry concentration is correlated with high profits, especially if the concentration level exceeds a certain critical level under the condition that there are some barriers to entry of new entrepreneurs in the industry. Economic theory supports the view that the industry concentration is in a positive relationship with efficiency, and it can be argued that the growth of industry concentration will increase the efficiency of industry. Current approaches in economic theory and recent empirical studies do not follow the SCP theory, they suggest that the above-average profits, which occur in most concentrated industry’s, are results of economic efficiency and effectiveness, and not a consequence of non-competitive behaviour. In this paper we will try to give an answer to the above-mentioned issue present in economic theory. The study will try to demonstrate a statistically significant link between the measure of concentration and measure of efficiency in retail industry in the Republic of Croatia.
- Published
- 2017
7. Paradigma menadžmenta znanja kao determinanta savremenog korporativnog upravljanja
- Author
-
Lojpur, Anđelko, Melović, Boban, and Serdarušić, Hrvoje
- Subjects
menadžment, znanje, intelektualni kapital, korporativno upravljanje, promjene - Abstract
„Stara“ ili tzv. ekonomija industrijskog doba, koja je značajnu prednost davala klasičnim menadžment naslijeđenim iskustvima, vještinama i materijalnoj imovini, ispostavila se prevaziđenom u brzo rastućem, savremenom poslovnom okruženju. Za razliku od nje, „nova“ ekonomija, zasnovana na nematerijalnoj imovini i kontinuiranom usavršavanju znanja, kako bi se odgovorilo rastućim zahtjevima kupaca, nametnula se kao najbolji način da se obezbijedi konkurentska prednost i dugoročni rast preduzeća. Brzo rastuće promjene u današnjem globalnom okruženju ne samo da će biti produžene, nego će još više dobiti na snazi. Otuda se pred upravu današnjih preduzeća nameće imperativ da stalno usavršavaju menadžment i cjelokupno organizaciono znanje. Uostalom, u svijetu u kome živimo znanje se nametnulo kao najizdašniji resurs po osnovu koga je moguće poboljšati konkurentsku prednost i ojačati poziciju na gobalnom tržištu. Autori u ovom radu polaze od hipoteze da menadžerski modeli, alati i vještine iz perioda klasične (industrijske) ekonomije, uglavnom temeljeni na tradicionalnom načinu razmišljanja i mehanicističkom pristupu, ne mogu postići zahtijevane efekte u savremenim uslovima privređivanja, što je u direktnoj korelaciji (pozitivnoj ili negativnoj) sa kvalitetom korporativnog upravljanja, odnosno efektima koji u takvim okolnostima uglavnom izostaju. Bolje reći preduzeće ne može biti bolje nego što je njegova uprava, što znači da sve potencijalne prednosti koje jedno preduzeće u procesu funkcionisanja može da efektuira mogu biti obesmišljene ukoliko je njegova uprava nesposobna. Cilj rada je da se, putem kombinacije metoda teorijskog i praktičnog načina istraživanja, pokaže da današnje, kompleksno okruženje, traži ne samo nove teorije, već i menadžere koji znaju razmišljati „strateški drugačije“, bolje reći koji su sposobni da implementiraju nova znanja. Time, na radu menadžmenta zasnovano kvalitetno korporativno upravljanje, posebno u zemljama u tranziciji, postaje imperativ održivog poslovanja. Rezultati istraživanja upućuju na zaključak da nova menadžment paradigma podrazumijeva lepezu promjena, od radikalnih do inkrementalnih, koje, u krajnjem, podrazumijevaju izmjenu organizacione kulture od tehnokratske ka menadžment kulturi, višestruk redizajn poslovnih funkcija, kreiranje timske strukture i inovativne organizacije zasnovane na znanju.
- Published
- 2017
8. Financing Regional Development Through Development Banks
- Author
-
Matić, Branko, Serdarušić, Hrvoje, Dražen Barković, Karl –, Heinz Dernoscheg, Maja Lamza - Maronić, Branko Matić, Norbert Pap, Bodo Runzheimer, and Dirk Wentzel
- Subjects
financing, regional development, development banks, sources of financing ,jel:E51 ,jel:O23 ,financing ,regional development ,development banks ,sources of financing ,jel:O16 ,jel:G32 ,jel:O19 - Abstract
A combination of various sources of financing is a necessary prerequisite to finance any development as well as regional development. Sources of financing can be monitored and evaluated from the aspects of suitability (cost aspect), availability and abundance. Ultimate users of funds give advantage to financial sources whose availability and abundance is at the maximum level, and costs are at their minimum. For the most part, development bank funds meet the above mentioned requirements, since the main function of these banks is to finance certain activities under special (more favourable) conditions. The significance, justification and evaluation of this form of financial resources in the regional development segment are becoming more and more prominent. The subject of this paper is the amount and conditions of development bank loans in the area of Osijek-Baranja and Vukovar-Srijem Counties.
- Published
- 2009
9. Sveučilišta i promjene
- Author
-
Miškulin, Ivan, Penava Brekalo, Zvjezdana, and Serdarušić, Hrvoje
- Subjects
konkurentska prednost ,promjene ,sveučilište ,upravljanje promjenama ,visoko obrazovanje - Abstract
Slijedom procesa globalizacije, koji je, zahvatio čitav svijet, sveučilišta, javna i privatna, suočena su s novim izazovima u području obrazovanja i informacijskih sustava. Kako bi opstali te se dalje razvijali pojedine sastavnice sveučilišta te sveučilišta u cjelini moraju postati dio globalne obrazovne mreže 21. Stoljeća. Sve to zapravo znači da tradicionalni koncept sveučilišta mora biti sposoban evoluirati odnosno da sveučilišta i sve njihove sastavnice moraju biti spremne pratiti i upravljati svim promjenama koje ih kao sastavne dijelove društva u kojem djeluju mogu zahvatiti. Cilj ovoga rada bio je istražiti odnos sveučilišta prema promjenama, identificirati ključne oblike, područja te pristupe promjenama na sveučilištima, identificirati čimbenike koji doprinose i usmjeravaju promjene na sveučilištima te ukazati na nužnost učinkovitog upravljanja promjenama na sveučilištima s aspekta razvoja njihovih komparativnih prednosti. Sveučilišta se danas nalaze na svojevrsnoj prekretnici. Kako bi preživjela u promjenjivom te izazovnom okruženju s kojim se sada suočavaju, sveučilišta moraju ne samo identificirati dostižan broj dobrih i pažljivo formuliranih ideja za promjenama, već osigurati da se iste dosljedno i održivo implementiraju u praksi. Jedino ovakvim pristupom, sveučilišta će opstati te se svojim konkurentskim prednostima, proisteklim iz učinkovitog upravljanja promjenama pozicionirati ispred svojih konkurenata na globalnom području znanosti i visokog obrazovanja.
- Published
- 2016
10. State investment in science and scientific productivity of universities in Croatia
- Author
-
Karačić, Domagoj, Miškulin, Ivan, and Serdarušić, Hrvoje
- Subjects
funding ,government ,research productivity ,university research - Abstract
State investment in service activities of the public sector, as well as the financial returns analyzed from the aspect of service effectiveness and utilization of public goods, can be considered as one of the most significant dilemmas, especially in the field of education. When analyzing state investments, through investment in education and development of the university, we can conclude that state investments in scientific productivity of universities fall into one of the main future frameworks of measurability of universities efficiency. This criterion cannot be taken as the most important since universities are fundamentally divided into teaching and research activities. However, the concept of determination of the productivity of universities, from the aspect of the scientific activities of the teaching staff, has an increasingly important role due to the specified global criteria and conditions for career advancement of the teaching staff and positioning of the university in the education market. This paper intends to give the overview of the current situation of universities in Croatia, as well as the trends that would point out state role in financing of universities and indicate coherent criteria regarding the financing of scientific productivity of teaching stuff
- Published
- 2016
11. Menadžment izazovi - 'Organizacija koja uči' kao okosnica nove poslovne paradigme
- Author
-
Lojpur, S. Anđelko, Lamza-Maronić, Maja, Serdarušić, Hrvoje, and Radević, Ivan
- Subjects
Learning organization ,management of changes ,intellectual capital ,knowledge - Abstract
Svijet u kome funkcionišu savremene organizacije je konstantno u promjenama koje su zahvatile i poslovni ambijent. Menadžerski modeli, alati i vještine iz industrijske revolucije, uglavnom temeljeni na zastarjelom načinu razmišljanja i mehanicističkom (inženjerskom) pristupu, objektivno ne mogu se kvalitetno primijeniti na nove faktore, kakvim se mogu smarati koncept organizacije koja uči, intelektualni kapital, digitalni menadžment i sl., takoda nije čudo što rezultati uglavnom izostaju. Naime, sve potencijalne prednosti koje jedno preduze će u procesu funkcionisanja može da efektuira mogu biti poništene ukoliko njegova uprava nije sposobna da se i sama mijenja. Današnje, kompleksno okruženje, više ne traži nove teorije, već ljude koji znaju razmišljati strateški i to provesti u djelo, tj. da upravljaju promjenama. Iz toga proizilazi potreba uspostavljanja uprave sposobnih, što bi se još bliže moglo označiti kao prihvatanje koncepta “menadžmenta znanjem”. Ovaj rad zasniva se na postavci da su ključni, tradicionalni principi menadžmenta iz 19. i 20. vijeka dovedeni u pitanje, bolje reći da su time odbrojani dani „intuiciji“ i floskulama tipa „tako radimo godinama“. U tom smislu zalažemo se za uspostavljanje “organizacije koja uči“ što je posao i zadatak menadžera, a u kranjem pomaže oslobađanju kreativne energije zaposlenih ispoljene u formi intelektualnog kapitala.
- Published
- 2015
12. Geothermal Resource Assessment of the Drava Basin
- Author
-
Bali, Lóránt, Barković, Dražen, Barković Bojanić, Ivana, Bíró, István, Borozan, Đula, Dukić, Darko, Dukić, Gordana, Gálosi-Kovács, Bernadett, Horváth, Ferenc, Kádi, Zoltán, Kitanics, Máté, Kóbor, Miklós, Koroknai, Balázs, Musitz, Balázs, Nádor, Annamária, Nagymarosy, András, Pap, Norbert, Reményi, Péter, Serdarušić, Hrvoje, Sándor Szalayné, Erzsébet, Tóth, Tamás, Uhrin, András, Unk, Jánosné, Végh, Andor, and Wórum , Géza
- Subjects
geothermal resources ,Drava basin ,evaluation ,landscape and settlement geography ,public administration ,regional development ,regional policy ,energetics ,renewable energy sources ,decision tree ,sequential decision making ,legal framework - Abstract
It is well known that due to its high temperature gradient the Pannonian basin is a favourable area for geothermal energy production. This natural resource is further enhanced by another advantage of the area ; knowledge and experience resulting from decades long geological, hydrogeological and hydrocarbon exploration. This knowledge has special importance as existence of subsurface resources is necessary, but not sufficient condition for providing sustainable energy for the population. This subsurface resource will only convert to useable energy source following adequately planned and executed exploration and exploitation program. Planning and execution starts with understanding and detailed mapping of subsurface startigraphy, hydrogeology and tectonics. As a first step areas with significant potential for geothermal energy utilization can be selected based on the results of geological and geophysical investigations. Selection of the most suitable technology on the other hand depends not only on subsurface hydrogeology, but also on present day and future geographical and economical considerations. All this is topped with environmental and legal considerations, which provide the framework for sustainable and well controlled energy utilisation. Subsurface geology is not changing on human timescale, but still it is difficult to reveal and understand it in great details. Technology on the other hand is rapidly developing and the environmental regulations tend to become stricter from year to year. This complexity and variety gives the difficulty and the beauty of geothermal energy utilization. All these aspects have been considered during the DravaGeo project which evaluated the cross-border area of Drava basin across the Hungarian-Croatian border. Drava basin is not only an excellent study area because of its subsurface geology. Hungarian hydrocarbon exploration started in the Drava basin and the neighbouring Zala basin, which was also part of our study area. A unique geological database resulting from almost 80 years of hydrocarbon exploration is a solid basis for geothermal exploration. At the same time southern border areas along the Croatian border are primary target areas for development. It is high time to reconsider resources and possibilities in these areas. As part of these reconsiderations both traditional and new areas should be considered. Geothermal energy may become one of the new key areas. Geology, hydrogeology and geothermal characteristics of the Drava basin is summarized in the first part of this book introducing several maps prepared during the project and never published before. These maps summarize project results and possible geothermal energy resource areas in the Hungarian-Croatian border area in an easy to understand way also for non-technical readers. Next chapters of the book give an overview of the economical, settlement development and legal aspects of the area providing a framework for project planning. Overview of geothermal technologies is presented in a CD-ROM publication of the DravaGeo project.
- Published
- 2012
13. Impact of Financial Crisic on Credit Lending of Croatian Banks
- Author
-
Matić, Branko, Serdarušić, Hrvoje, Vretenar, Maja, Urban Bacher, Dražen Barković, Karl - Heinz Dernoscheg, Maja Lamza - Maronić, Branko Matić, Norbert Pap, and Bodo Runzheimer
- Subjects
banke ,kreditiranje ,financijska kriza - Abstract
The global economic crisis has threaten the stability of banking systems around the world, which has impact on the Croatian bank. Banks as financial intermediaries between money sufficient and money defi cient subjects through their core business, credit lending, significantly affect the stability and economic development. This study examines the impact of the global financial crisis on the changes in the Croatian banking system which reflected on the amount and structure of bank lending.
- Published
- 2011
14. SVEUČILIŠTA I PROMJENE
- Author
-
Miškulin, Ivan, primary, Penava Brekalo, Zvjezdana, additional, and Serdarušić, Hrvoje, additional
- Published
- 2016
- Full Text
- View/download PDF
15. Financijski marginalno stanovništvo kao faktor ograničenja regionalnog razvoja
- Author
-
Matić, Branko, Serdarušić, Hrvoje, Vretenar, Maja, and Katalinić, Branko
- Subjects
prag siromaštva ,regionalni razvoj ,faktor ugroze - Abstract
Razvijenost pojedine zemlje, a posebice razvijenost njenih regija, između ostalog, moguće je mjeriti i stopom rizika od siromaštva. Prag siromaštva na području Istočne Hrvatske niži je od nacionalnog prosjeka. Pored ostalih okolnosti na takvo stanje posebice je utjecao Domovinski rat i ratne štete te okupacija većeg dijela ovoga područja. Autori u radu analiziraju lokalne specifičnosti vezane uz prag siromaštva u Osječko-baranjskoj i Vukovarskoj-srijemskoj županiji te na temelju toga inauguriraju "Faktor ugroze" (FU) koji predstavlja pokazatelj ugroze regionalnog razvoja.
- Published
- 2010
16. Grant and Donation in Financing Regional Development
- Author
-
Matić, Branko, Serdarušić, Hrvoje, and Branko Katalinić
- Subjects
regionalan razvoj ,subvencija ,financiranje ,Europska unija ,regional development, grant, financing, European Union ,jel:R11 ,jel:O1 ,jel:O2 - Abstract
Unbalanced regional development is mayor obstacle to general advancement and prosperity of the European Union. Object of research is significance and role of financial sources as main factor that determine the development. The authors analyzes the financing models for polycentric balanced development through grant’s and donations.
- Published
- 2008
17. Implikacije SAP sustava u procesu nabave sveučilišta
- Author
-
Kristek, Ivan, Pancić, Mladen, Serdarušić, Hrvoje, Segetlija, Zdenko, and Karić, Marijan
- Subjects
lump sum ,SAP ,financijska autonomija ,izvještajno-analitički sustav - Abstract
Znanje, kao glavni čimbenik konkurentske sposobnosti nacionalnog gospodarstva, je fundament razvoja svake zemlje. Sveučilišta su okosnica društva temeljenog na znanju, čija integracija je osnovni preduvjet za njihovo nesmetano funkcioniranje. Kao ključno pitanje integracije nametnula su se tri osnovna aspekta: organizacijski, nastavni i financijski. U skoroj budućnosti planiranom integracijom sveučilišta predviđa se centralizacija nabave svih sastavnica što ovaj proces čini iznimno zahtjevnim i kompleksnim, te se nameče potreba za uvođenjem određenog izvještajno-analitičkog sustava. Kako bi se proces nabave na sveučilištu učinio što transparentnijim, a sustav planiranja i kontrole učinkovitijim, potrebno je osigurati kvalitetnu upotrebu informacijske i komunikacijske tehnologije u poslovanju hrvatskih sveučilišta. Stoga, ovaj rad obrađuje primjenu SAP sustava, kao softverske podrške u procesu nabave sveučilišta, te analizira implikacije učinaka na poslovnu i znanstvenu funkciju sveučilišta. Primjena SAP sustava omogućit će integraciju i povezanost financijsko-informacijskog sustava sveučilišta i njegovih sastavnica, Ministarstva znanosti obrazovanja i športa, te Središnje državne riznice. Projekt uvođenja integralnog sustava u poslovne procese čini postupak planiranja nabave, kao ključnog preduvjeta za sastavljanje i donošenje proračuna, učinkovitijim i efikasnijim. Primjenom metode deskripcije biti će tumačen i objašnjen informacijski sustav za financijsko upravljanje, temeljen na SAP R/3 sustavu, kao buduće softverske podrške u procesu nabave, te osnovnog preduvjeta integracije sveučilišta.
- Published
- 2008
18. Modeli financiranja regionalnog razvitka Istočne Hrvatske
- Author
-
Matić, Branko and Serdarušić, Hrvoje
- Subjects
jel:G2 ,jel:G3 ,jel:O1 ,regional development, financing, banks - Abstract
The paper discusses the reasons for the low development level of Eastern Croatia, as well as possible ways of overcoming this situation. The revenues of local and regional self-government are frequently insufficient to finance development projects. Different characteristics of these fiscalities, such as permanent income and changes in managing this income can reduce the costs and result in more prudent and economical stewardship of local and regional authorities. This refers primarily to concentrating public resources in one commercial bank, which would establish a kind of partnership between the bank and the local community. The paper further examines the influence of ownership structure and bank's domicile on business policies of the banks operating in Eastern Croatia. The proposed changes together with new ways of financing, such as issuing securities, could generate new positive effects in financing regional development.
- Published
- 2007
19. THE IMPACT OF FINANCIAL POPULATION EDUCATION ON MANAGING PERSONAL FINANCES.
- Author
-
Matić, Branko, Serdarušić, Hrvoje, and Cobović, Maja Vretenar
- Subjects
PERSONAL finance ,FINANCE education ,FINANCIAL planning ,FINANCIAL management ,CORE competencies - Abstract
In the modern world, one of the core competencies of each individual is the possession of knowledge and skills in the field of finance. Financial education is a set of knowledge in the field of finance are necessary in making short-term and long-term decisions of each individual. The authors expose the results of research related to the financial education of the population and its impact on personal finance management using the survey method, comparative, analytical and synthetic methods. The expected result of the research will be reflected in the segment to determine the correlation between financial education and managing personal finances. [ABSTRACT FROM AUTHOR]
- Published
- 2013
20. SOME FEATURES OF THE RELATIONSHIP TO PERSONAL FINANCES WITHIN POPULATION OF EASTERN CROATIA.
- Author
-
Matić, Branko, Serdarušić, Hrvoje, and Vretenar, Maja
- Subjects
PERSONAL finance ,FINANCIAL management ,SURVEYS ,POPULATION ,ECONOMIC history - Abstract
The authors discuss some specifics of the relationship to personal finances within population of Eastern Croatia. A survey was carried out in order to test personal attitudes of inhabitants regarding the accessibility and disposal of money required for satisfying their personal needs. By expressing these views the respondents have positioned the region's financial potential in comparison to Croatia as a whole. [ABSTRACT FROM AUTHOR]
- Published
- 2012
21. FINANCIAL ANALYSIS AS AN INSTRUMENT OF VALUATION OF CROATIAN COMPANIES.
- Author
-
Serdarušić, Hrvoje
- Subjects
CORPORATE finance ,CORPORATE governance ,BUSINESS finance ,INDUSTRIAL management - Abstract
When considering problem - question from the area of financial decisions (how to finance - capital structure question) and problem - question from the area of a corporate governance (so called agency problem), one of key roles has financial analysis. In the research presented, question was asked: . Do companies make their owner's wishes come true in a manner that they increase owner's wealth and, in the long-run, do they accomplish it in a sustainable manner? . Companies manage when they are creating real economic value for theirs owners and when they are creating value investing capital where return rate is greater than cost of capital. Therefore it is of vital importance that financial management deeply understands what the value is, how it is created and what is the role and responsibility of financial management in front of owners. Professional experiences in the risk assessment and business relationship with numerous clients indicate that the vast part of the problem of weak Croatian national economy lies on a micro-level - in companies which are not success-driven, on a continuous and sustainable frequency, meaning lack of a long-term value increase. [ABSTRACT FROM AUTHOR]
- Published
- 2011
22. Nacini i modeli financiranja regionalnog razvoja - financiranje putem zaklada i fundacija
- Author
-
Matić, Branko and Serdarušić, Hrvoje
- Subjects
regionalni razvoj ,financiranje ,zaklade i fundacije ,regionalni razvoj, financiranje, zaklade i fundacije ,jel:R58 ,jel:R1 ,jel:O1 ,jel:O2 - Abstract
Knjiga obrađuje načine i modele financiranja regionalnog razvoja putem zaklada i fundacija.
23. Načini i modeli financiranja regionalnog razvoja - financiranje putem zaklada i fundacija
- Author
-
Matić, Branko: Serdarušić, Hrvoje
- Subjects
monografija - Abstract
Načini i modeli financiranja regionalnog razvoja - financiranje putem zaklada i fundacija
- Published
- 2008
Catalog
Discovery Service for Jio Institute Digital Library
For full access to our library's resources, please sign in.