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This study evaluated the success or failure of using Virtual Workspace (VW) in a project-based physics laboratory. This study uses a qualitative approach with 4E evaluation methods: educational effectiveness, ease of use, involvement, and environment. Data were collected through a questionnaire to evaluate the implementation and practical functions of the VW CCCW. In addition, data were also collected using interview techniques to find out how the perceptions of students and instructors or lecturers during project-based physics practicums apply VW CCCW. The sample of this study consisted of 126 respondents consisting of 104 prospective physics teacher students, 12 lecturers of basic physics courses, and ten laboratory instructors representing public and private teacher education universities in Aceh. The evaluation findings show that VW has been successfully implemented and tested. The use of virtual workspaces as a tool in practical work is very effective in training 4C skills. Therefore, as an implication in the 4.0 revolution era, virtual workspaces in practicum can be a new way to work collaboratively with task management, creative action plans, communication and problem solving, critical thinking and completing projects, and practicum performance evaluation and assessment.

This research aims to fill the gap in sustainable insurance product study. The central research question of this research is how to develop a fair pricing framework in order to design a sustainable financial product. Current profit testing method is arguably lack of policyholder considerations. The profitability decision under current method only considers profit margin for company. There is no profitability measurement for policyholder. To improve fairness under current pricing, the proposed study proposes a concept of equity in risk between company and policyholder. In order to establish equity in risk, profitability for policyholder needs to be defined and risk measure Conditional Tail Expectation (CTE) for company and policyholder is proposed as a solution. Fairness is achieved if CTE between company and policyholder falls within certain range. CTE generated under new framework could be used as a reference point to all stakeholders to assess the fairness of Unit Linked price. The target population for the study was any regular premium Unit Link product. This research used simple random sampling. From the population consisting of 34 companies 20 samples were drawn. Data is taken from the Indonesian Financial Service Authority. The data used is from the time period between 1 January 2015 and 30 June 2019. Using the CTE, this study finds that most of the Unit Linked pricing are far from fair. It is recommended that companies could be more efficient in their operating and distribution cost in order to be fairer to policyholder and therefore will make the product more sustainable.

BackgroundThe COVID-19 pandemic has negatively affected the mental health of university students. ObjectiveThis study examined the psychological responses toward COVID-19 among university students from 3 countries—Indonesia, Taiwan, and Thailand. MethodsWe used a web-based, cross-sectional survey to recruit 1985 university students from 5 public universities (2 in Indonesia, 1 in Thailand, and 1 in Taiwan) via popular social media platforms such as Facebook, LINE, WhatsApp, and broadcast. All students (n=938 in Indonesia, n=734 in Thailand, and n=313 in Taiwan) answered questions concerning their anxiety, suicidal thoughts (or sadness), confidence in pandemic control, risk perception of susceptibility to infection, perceived support, resources for fighting infection, and sources of information in the context of the COVID-19 pandemic. ResultsAmong the 3 student groups, Thai students had the highest levels of anxiety but the lowest levels of confidence in pandemic control and available resources for fighting COVID-19. Factors associated with higher anxiety differed across countries. Less perceived satisfactory support was associated with more suicidal thoughts among Indonesian students. On the other hand, Taiwanese students were more negatively affected by information gathered from the internet and from medical staff than were Indonesian or Thai students. ConclusionsOur findings suggest that health care providers in Thailand may need to pay special attention to Thai university students given that high levels of anxiety were observed in this study population. In addition, health care providers should establish a good support system for university students, as the results of this study indicate a negative association between support and suicidal thoughts.

This study evaluated the success or failure of using Virtual Workspace (VW) in a projectbased physics laboratory. This study uses a qualitative approach with 4E evaluation methods: educational effectiveness, ease of use, involvement, and environment. Data were collected through a questionnaire to evaluate the implementation and practical functions of the VW CCCW. In addition, data were also collected using interview techniques to find out how the perceptions of students and instructors or lecturers during project-based physics practicums apply VW CCCW. The sample of this study consisted of 126 respondents consisting of 104 prospective physics teacher students, 12 lecturers of basic physics courses, and ten laboratory instructors representing public and private teacher education universities in Aceh. The evaluation findings show that VW has been successfully implemented and tested. The use of virtual workspaces as a tool in practical work is very effective in training 4C skills. Therefore, as an implication in the 4.0 revolution era, virtual workspaces in practicum can be a new way to work collaboratively with task management, creative action plans, communication and problem solving, critical thinking and completing projects, and practicum performance evaluation and assessment.

Islamic education and multiculturalism are connected to each other where the content of multiculturalism in national scale includes religious character as one of the core components, whereas Islamic education relies on commands and prohibitions regarding multiculturalism stated in Alqur'an. Therefore, since intercultural competence and religious character development of students are considered to be important and become one of fundamental objectives existed in national curriculum of 2013 in Indonesia, this research is aimed at conducting Research and Development (R & D) related to developing Islamic Religious course or what so called by "Pendidikan Agama Islam" (PAI) in Indonesian context in high schools in East Kalimantan, Indonesia. In terms of data collection, the data gained from observation, interview, questionnaire, and validation techniques. Moreover, five stages of ADDIE model were employed in conducting the development research of PAI materials which includes Analysis, Design, Implementation, and Evaluation stages. As a result, findings showed that material design of PAI teaching is feasible and effective to be used in PAI teaching and learning due to good criteria gained from the validation result from material expert and excellent category from media expert. Students' responses towards the implementation of product design of PAI teaching materials showed good to excellent result towards all aspect assessment. Highlighting points regarding novelty and pedagogical implication are discussed further in this research.

This article explains how the project-based lab (PJB-Lab) trains critical thinking skills, creative thinking skills, communication skills and collaboration skills (4C Skills) and produces two project products from the application of the fluid concept, namely the application of Archimedes' law on submarine projects and the application of hydrostatic pressure on the project's hydraulic pumps (Hydram). This study uses a quasi-experimental method involving 112 students studying at two universities located in the province of Aceh, Indonesia. The results of the study show that 4C skills can be improved well with an increase in the high category. Therefore, PJB-Lab has been proven to be effective in facilitating and training the 4C skills of prospective physics teachers at universities and can be considered for application with students in schools.

The purpose of this study is to describe 1) how the implementation of blended learning at the State Islamic Institute of Samarinda (IAIN Samarinda), and 2) how students respond to the implementation of blended learning. The research subjects were students in the Islamic Religious Education program at Faculty of Tarbiyah and Teacher Training IAIN Samarinda East Kalimantan. The method used was a descriptive qualitative research approach. The technique used observation, interview, and questionnaire instruments. The subjects were 32 students of Islamic Religious Education Program at FTIK IAIN Samarinda. The data analysis was carried out with the model of Miles & Huberman, namely in three steps: data reduction, display and conclusion drawing. The results of this study indicated that 1) students and lecturers are actively involved in the face-to-face learning process and online activities on the e-learning website. These results indicated that a positive potential for education with blended learning innovation is implemented at public Islamic higher education such as IAIN Samarinda.

In this developing era, technology is increasingly advanced and makes it easier for humans to help with their activities. After the Corona Virus Disease 2019 (COVID-19), people got used to online shopping. Another impact of the COVID-19 pandemic is that many people are interested in caring for plants. This new hobby has increased interest in plant seeds for plant sellers. Many of these plant fans buy plant seeds online. This application aims to help people who want to shop for plant seeds easily and with good quality. Because these plant seeds cannot be airtight for more than 5 days, we provide a feature to track orders so you can find out the location of the order. Therefore, this application is designed to provide solutions to make trading easier. In this design, we use the design thinking method which consists of empathizing, defining, ideating, prototyping, and testing. With the Design Thinking approach, the researcher successfully addressed user issues through the development of the Dagang.in application. The integration of features such as Tracking, Trade, Notifications, and others enhances the User Experience (UX) and User Interface (UI) of the Juragan Kebun application. Usability testing of the prototype with five respondents demonstrated success, reflected in a high satisfaction score of 4.5 out of 5.

Bener Meriah Regency has roads with a high accident rate, including the Bireuen-Takengon National Road from KM 045+000 to KM 047+000 in the Pintu Rime Gayo District. In 2022, there were 34 accidents on this road, resulting in 17 fatalities, 0 serious injuries, and 28 minor injuries. The material losses amounted to Rp. 222,000,000. This study assesses perceptions of the black spot on the road and the plan for constructing the Tajuk Enang-Enang Bridge. The research method includes a survey of geometric conditions and the distribution of questionnaires to 200 respondents. The data were analysed using factor analysis with SPSS software. The questionnaire consists of respondent characteristics and perceptions using a Likert scale with answer choices ranging from 1 to 4. The observation results indicate that many roads need to meet the standards, such as the right of way, space for monitoring roads, and road surfaces. Variable Q8 had the highest average score (3.78), while variable Q12 had the lowest average score (2.42). On average, respondents answered the questionnaire with a mean score of 3.07. The factor analysis results show that the construction of the Tajuk Enang-Enang Bridge affects the economy of the central region (variable weight of 0.825), road safety (variable weight of 0.819), and travel time (variable weight of 0.757).

The goal of this research is to investigate the act of design in discharge concept using Pendidikan Matematika Realistik Indonesia (PMRI) approach with Lapindo's Mud phenomenon as a context. Design research was chosen as the method used in this research that consists of three phases, namely preparing for the experiment, teaching experiment, and retrospective analysis. Based on the result of investigating from findings and the data obtained in this research, it can be concluded that the use of instructional design using PMRI can support students' understanding in learning the concept of discharge. Observing activities Lapindo mud photos, watching videos Lapindo mud, observing miniature discharge of Lapindo mud, volume of water and time of data collection are needed, and finding discharge of Lapindo mud are conducted in this research.