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14 results on '"Subprime loans -- Standards"'

1. Ability to repay: mortgage lending standards after Dodd-Frank.

Author

Marquand, Zachary B.

Subjects
Mortgages -- Standards, Interest rates -- Laws, regulations and rules, Subprime loans -- Standards, Government regulation, Mortgages, Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010
Abstract

I. INTRODUCTION "People respond to incentives." Gregory Mankiw (1) Lenders pay brokers a percentage of the loan originated and an additional percentage for including high profit or risky features. (2) [...]

Published
2011

2. Testing 'Ability to Pay'

Subjects
Mortgage banks -- Standards, Subprime loans -- Standards, Banking, finance and accounting industries, Business, Real estate industry
Abstract

MINNEAPOLIS-The American Association of Residential Mortgage Regulators is close to adopting a standardized examination procedure for determining whether or not borrowers have a reasonable ability to repay a mortgage. A [...]

Published
2008

4. FASB may tighten rules on subprime selloffs

Subjects
Financial Accounting Standards Board -- Services -- Standards -- Planning, Accounting -- Standards, Subprime loans -- Standards, Banking, finance and accounting industries, Business, Company business planning, Planning, Standards, Services
Abstract

Norwalk, Conn. -- The Financial Accounting Standards Board may change some accounting rules to make it more difficult for banks to get subprime loans off their books. At an accounting [...]

Published
2008

5. GSEs Detail Purchasing Plans

Author

Sloan, Steven

Subjects
Federal National Mortgage Association -- Standards, Federal National Mortgage Association -- Investments, Federal Home Loan Mortgage Corp. -- Standards, Federal Home Loan Mortgage Corp. -- Investments, Mortgage banks -- Standards, Mortgage banks -- Investments, Subprime loans -- Finance, Subprime loans -- Standards, Company investment, Company financing, Banking, finance and accounting industries, Business, Economics
Abstract

Fannie Mae and Freddie Mac said Friday that they were moving ahead with plans to tighten standards for purchasing mortgage products. In separate announcements, the government-sponsored enterprises said that after [...]

Published
2007

6. Vote on Predatory Lending Resolution

Author

Kaper, Stacy

Subjects
Banking industry -- Laws, regulations and rules, Banking industry -- Standards, Banking industry -- Political aspects, Subprime loans -- Laws, regulations and rules, Subprime loans -- Standards, Subprime loans -- Political aspects, Banking industry, Government regulation, Banking, finance and accounting industries, Business, Economics
Abstract

The House was expected to vote late Tuesday on a nonbinding resolution by Rep. Elijah Cummings, D-Md., that warns of the dangers of predatory lending and urges government action to [...]

Published
2007

7. Zeroing In: Schumer Takes Lead on Subprime (Corrected)

Author

Adler, Joe

Subjects
Mortgage banks -- Standards, Mortgage banks -- Laws, regulations and rules, Subprime loans -- Standards, Subprime loans -- Laws, regulations and rules, Banking law, Company business planning, Government regulation, Banking, finance and accounting industries, Business, Economics
Abstract

WASHINGTON -- In airing his list of subprime mortgage practices that require a legislative fix, Sen. Charles Schumer set the stage for a contentious summer for lenders. Though there were [...]

Published
2007

8. In Brief: Six Groups Agree to Principles

Author

Kaper, Stacy

Subjects
Mortgage banks -- Standards, Subprime loans -- Standards, Trade and professional associations -- Alliances and partnerships, Trade and professional associations -- Standards, Industry association information, Banking, finance and accounting industries, Business, Economics
Abstract

Six banking trade groups announced Monday that they have agreed to a set of subprime lending principles. The principles said that lenders should offer subprime loans only to borrowers who [...]

Published
2007

9. Subprime Bonds' Troubles Create Some for CDOs

Author

Terris, Harry

Subjects
Collateralized debt obligations -- Forecasts and trends, Collateralized debt obligations -- Standards, Subprime loans -- Standards, Subprime loans -- Forecasts and trends, Market trend/market analysis, Banking, finance and accounting industries, Business, Economics
Abstract

With mortgage defaults choking off subprime credit and raising worries about the possibility of a broad liquidity crunch, the potential damage to collateralized debt obligations has drawn heightened attention. CDOs [...]

Published
2007

10. Subprime pullback may crimp consumer spending

Author

Spector, Mike, Dougherty, Conor, and Campoy, Ana

Subjects
Consumer spending -- Forecasts and trends, Subprime loans -- Economic aspects, Subprime loans -- Standards, Subprime loans -- Forecasts and trends, United States economic conditions -- Forecasts and trends, Market trend/market analysis, News, opinion and commentary
Published
2007

11. Economy: the subprime reckoning

Author

Lereah, David

Subjects
Subprime loans -- Forecasts and trends, Subprime loans -- Standards, Financial markets -- Forecasts and trends, Market trend/market analysis, Business, Real estate industry
Published
2007

12. Focus on subprime woes

Author

Gabay, Danny

Subjects
Mortgages -- Forecasts and trends, Mortgages -- Standards, Subprime loans -- Forecasts and trends, Subprime loans -- Standards, Mortgages, Market trend/market analysis, Banking, finance and accounting industries, Business
Abstract

The author discusses that failures in the subprime mortgage market could cause crisis in larger financial institutions, tightening lending standard across the board.

Published
2007

13. Retail sales rise 0.3% despite tighter loans

Author

Reddy, Sudeep

Subjects
Banks (Finance) -- Services, Banks (Finance) -- Standards, Credit market -- Forecasts and trends, Economic indicators -- Analysis, Food industry -- Company sales and earnings, Mortgages -- Standards, Retail industry -- Company sales and earnings, Sales -- Statistics, Subprime loans -- Standards, Food and beverage production/distribution software, Mortgages, Sales analysis, Market trend/market analysis, Company earnings/profit, News, opinion and commentary
Published
2007

14. Subprime crackdown; pressure on lenders to verify incomes and clarify risks

Author

Hagerty, James R., Paletta, Damian, and Wei, Lingling

Subjects
Fremont General Corp. -- Service discontinuation, New Century Financial Corp. -- Services, New Century Financial Corp. -- Investigations, New Century Financial Corp. -- Accounting and auditing, New Century Financial Corp. -- Investments, New Century Financial Corp. -- Securities, Default (Finance) -- Forecasts and trends, Default (Finance) -- Statistics, Mortgage banks -- Services, Mortgage banks -- Laws, regulations and rules, Mortgage banks -- Investigations, Mortgage banks -- Accounting and auditing, Mortgage banks -- Securities, Mortgage banks -- Investments, Mortgage brokers -- Laws, regulations and rules, Mortgage brokers -- Services, Mortgage brokers -- Service discontinuation, Subprime loans -- Laws, regulations and rules, Subprime loans -- Standards, Governmental investigations, Property and casualty insurance industry, Government regulation, Company legal issue, Company investment, Company securities, Market trend/market analysis, News, opinion and commentary
Published
2007

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