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Islamic stocks are securities in the form of shares that have and do not conflict with Islamic principles in the capital market. Investment in Islamic stocks is currently experiencing quite significant developments, so investors are looking at it from the side of the growth of their stock prices. One of the factors that affect stock prices is fundamental factors. The fundamental factors in this study are described as independent variables, namely the Debt-to-Equity Ratio (DER), Net Profit Margin (NPM), and Earning Per share (EPS), while the dependent variable is the Indonesian Sharia Stock Price in the Financial Sector which is listed in the Indonesian Sharia Stock Index (ISSI). This study aims to analyze the effect of DER, NPM, and EPS on Indonesian Sharia Stock Prices in the financial sector listed in the ISSI Index. The research method used is quantitative descriptive with multiple linear regression data analysis. The results of this study show that the Debt-to-Equity Ratio has a negative and insignificant effect on Sharia Stock Prices. Net Profit Margin has a positive but not significant to Islamic Stock Prices. Earning Per-share has a negative and not significant to Islamic Stock Prices. The ability of the DER, NPM, and EPS variables to explain variations in changes in the stock price variable is only 10.5%, whereas the remaining 80.5% can be influenced by other variables not examined. The implication of this study is that investors in investing do not only consider fundamental factors but other factors that are very significant to fluctuations in Islamic stock prices.

The development of Sharia Cooperatives faced obstacles due to the Covid-19 pandemic situation. Many people no longer use sharia cooperatives in carrying out their daily lives, especially the owner of business. This situation requires innovation by utilizing digitization technology. One of the form of technology that can be used is digital marketing, with digital marketing communications and transactions can be carried out at any time. This study focuses on mapping the characteristics of Islamic cooperatives and evaluating the performance of Islamic cooperatives as well as producing business strategy models for Islamic cooperatives. The method used is descriptive qualitative with SWOT analysis techniques. Sampling method use non-probability sampling (snowball). The participants in this study were the management of the Baiturrahman Mitra Umat Sharia Consumer Cooperative (KKS), Bojong Gede, Bogor, West Java, totaling 6 informants. The results of the study show that the Baiturrahman Mitra Umat KKS is a cooperative that has a strong and growing market. The Baiturrahman Mitra Umat PSC can carry out two types of strategies, namely intensive strategies and integrative strategies. Intensive strategies can be carried out by cooperatives in the form of market penetration and market and product development. The integrative strategy can be carried out by cooperatives in the form of forward integration, backward integration, and horizontal integration. Keywords: strategy, digital marketing, sharia cooperatives

The literacy level of the Indonesian people towards Islamic financial institutions is still deficient, especially in the Micro, Small and Medium Enterprises (MSME) sector. The low level of Islamic financial literacy makes MSMEs seek capital from illegal institutions, moneylenders or online loans due to the proliferation of low-interest offers and easy access to capital without complicated bureaucracy. Suppose we know that it is also easy to access business capital in Islamic financial institutions. Therefore, there is a need for socialization regarding the literacy of Islamic financial institutions in MSMEs. This socialization aims to increase information about the existence of Islamic financial institutions and products and services owned by Islamic financial institutions and to invite MSME actors domiciled in the DKI Jakarta area to abandon the concept of interest (usury). This method of implementing community service activities is still in the atmosphere of COVID.19 pandemic, so the implementation is carried out online (online). The implementation of the activity begins with the presentation of the material, simulations, giving questionnaires through the google form and evaluation. The results of the activities achieved are based on the answers of the participants who filled out the questionnaire after participating in the socialization activities for MSME actors, the level of understanding of knowledge on literacy of Islamic financial institutions, banking, and non-banking is average. The average is quite significant. The implementation of this activity implies a need for synergy between universities and the community, especially Muslims, to access Islamic financial institutions in daily life

This research aims to identify and analyze the impact of the COVID-19 pandemic crisis in Indonesia through the risk management of SME performance in Indonesia. The study uses a mixed method analysis that combines qualitative and quantitative. Quantitative methods are used to demonstrate accurate data and phenomena of the impact of the COVID-19 pandemic on SME performance with descriptive statistics. This study uses qualitative methods with literature studies through articles, news from online media, and other documents that explain the impact of the COVID-19 virus on the performance of SMEs in Indonesia and explain the risk management of SME performance. The results of this study explain that the COVID-19 pandemic has a serious impact on business activities, especially SMEs. The impact is indicated by the number of SME losses in Indonesia since COVID- 19 appeared (March-May). The main causes of losses are decreased sales and restrictions on operating time. Many SMEs in Indonesia have not implemented good risk management. Management of risks that have been done during pandemics in the form of risk strategies through cultural trends, new normal lifestyles by implementing health protocols. In addition, risk strategies through online SME innovation continue to be encouraged by the Indonesian government.

This study seeks empirical evidence on the impact of independent variables, namely corporate social responsibility and state, as moderating variables on firm performance. The purposive sampling technique was used to analyze a sample of 7 companies in the construction sub-sector listed on the Indonesia Stock Exchange between 2019 and 2022. Panel data regression and descriptive statistics were employed in this study. The study's findings show that corporate social responsibility has a positive but non-significant effect on firm performance, and that the state does not moderate the effect of corporate social responsibility on firm performance.

This study aims to analyze the influence of financial indicators (CAR, FDR, BOPO, NIM, NPF) and non-financial (number of bank offices, market share, GCG, CSR) on profitability that is proxied by Return on Assets (ROA) of Islamic Banks in 2014 -2018. The data source used is secondary data from 2014-2018. Data analysis techniques used are descriptive analysis, multiple linear regression analysis and the classic assumption test. Findings. The results of the study are that CAR does not have a significant negative effect. FDR does not have a significant negative directional effect. BOPO has a significant negative effect. NIM has a positive positive significant effect. NPF has a significant negative effect. The number of bank offices has no significant positive effect. Market share does not have a significant negative directional effect. GCG does not have a significant negative effect. CSR has a significant negative effect. The adjusted R2 value is 73.21% while the remaining 26.79% is influenced by other variables outside the study so the researcher should further add other variables.

Kebijakan pemberdayaan ekonomi sebagai basis dari sistem ekonomi kerakyatan melalui pengembangan usaha mikro dan kecil merupakan salah satu solusi strategis guna mengurangi jumlah rakyat miskin, disamping solusi lainnya. Usaha Kecil Mikro (UKM) sebagai salah satu lembaga yang berupaya untuk dapat memberdayakan masyarakat dalam bidang peningkatan ekonomi keluarga. Salah satu sasaran yang dapat diberdayakan ekonominya adalah ibu-ibu pemulung yang berada di Kampung Rawa Limbah Tanggerang Selatan. Tujuan kegiatan pengabdian masyarakat ini adalah untuk membantu para ibu -ibu pemulung di kawasan kampung Rawa Limbah Tanggerang Selatan dapat meningkatkan ekonomi keluarga dengan berwirausaha secara bersama-sama dalam komunitaslingkungan para istri pemulung. Salah satunya adalah dengan membentuk tim UKM secara berkelompok dalam menjalankan usahanya maupun dari aspek permodalannya secara musyarakah. Target yang ingin dicapai adalah agar ibu-ibu selepas mengerjakan kegiatan keluarga sehari-hari dapat membantu keuangan keluarga dengan berjualan secara kelompok. Metode yang diterapkan dalam pelaksanaan kegiatan pengabdian masyarakat ini terdiri dari beberapa tahapan, yaitu tahap pertama persiapan. Tahap kedua pelaksanaan yaitu penyuluhan pembentukan UKM. Mengidentifikasi jenis produk usaha yang akan dikembangkan pada UKM. Tahap ketiga pelatihan cara memasarkan produk dan melakukan pencatatan keuangan secara sederhana. Tahap Ke empat Pendampingan, Memberikan pendampingan secara berkala dalam memproduksi jenis usaha yang dikembangkan, dan tahap ke lima merupakan tahap akhir yaitu melakukan evaluasi untuk mengetahui keberhasilan dan kendala para ibu-ibu pemulung dalam melakukan kegiatan usahanya. Hasil yang dicapai melaluisimulasi dan pendampingan para ibu-ibu pemulung menjadi lebih kreatif dalam memanfaatkan waktu luang sehingga dapat membantu keuangan keluarga serta dapat meningkatkan pendidikan.

The rapid development of Islamic banking in Indonesia is still faced with the fact that public knowledge about Islamic banking is still low, thus affecting public interest in becoming customers. One of them that must be understood is the procedure for profit and loss sharing in the Islamic banking system. This study aims to determine the application of profit and loss sharing in Islamic banking in Indonesia. This study uses a qualitative approach with a literature review method. The results showed that the agreed profit sharing contract was the proportion of profit sharing (called profit sharing) in terms of the percentage of possible real productivity results with a profit sharing system based on two models, namely the mudharabah and musyarakah models. This study also explains the basic differences between profit and loss sharing (PLS) and the interest system between Islamic banks and conventional banks.

The Islamic banking industry has transformed into an industry with prospects that can surpass conventional banking. This study analyzes the effect of the financial performance and soundness of Bank Syariah Indonesia before the mega-merger on profitability. The research uses bank health indicators, including Adequacy Ratio (CAR), Non-Performing Financing (NPF), Financing to Deposit Ratio (FDR), Operational Efficiency Ratio (OER), Net Operating Margin (NOM), and Return on Assets (ROA). The research method uses multiple linear regression. The results showed that CAR, NPF, and NOM did not affect ROA. However, FDR and OER affect ROA. Indonesian Islamic banks need to pay attention to the feasibility aspect of financing to avoid non-performing financing. Islamic banks use FDR and OER to increase their profitability because the conditions experienced by Bank Syariah Indonesia as the leading Islamic bank in Indonesia after the mega-merger, are considered capable of simultaneously representing.

Penelitian ini bertujuan untuk menganalisis financial distress pada bank umum syariah di Indonesia. Dengan menggunakan metode purposive sampling, diperoleh sampel sebanyak 11 bank umum syariah dengan data yang mencakup periode 2012-2016 . Data dianalisis dengan menggunakan model Altman Z-Score modifikasi. Hasil penelitian menunjukan bahwa: (1) bank umum syariah yang dikategorikan sehat terdiri dari empat bank di tahun 2012, empat bank di tahun 2013, lima bank di tahun 2014, enam bank di tahun 2015, dan empat bank di tahun 2016; (2) bank umum syariah yang berada di dalam grey area terdiri dari tujuh bank di tahun 2012, tujuh bank di tahun 2013, enam bank di tahun 2014, lima bank di tahun 2015, dan tujuh bank di tahun 2016; (3) bank umum syariah yang secara konsisten dikategorikan sehat selama periode 2012-2016 adalah Bank Panin Syariah dan BCA Syariah; dan (4) bank umum syariah yang selalu berada di grey area selama periode 2012-2016 adalah Bank Muamalat Indonesia, Bank Syariah Mandiri, BRI Syariah, Bank Syariah Bukopin dan BNI Syariah.

Penelitian ini bertujuan untuk menguji dan menganalisis pengaruh financial leverage, struktur modal dan total asset growth terhadap financial distress. Populasi dalam penelitian ini adalah perusahaan manufaktur subsektor pulp dan kertas yang terdaftar di Bursa Efek Indonesia pada periode 2011-2015.Dengan menggunakan metode purposive sampling, diperoleh sampel sebanyak 9 perusahaan. Metode analisis yang digunakan adalah metode analisis regresi logistik. Hasil penelitian ini menunjukkan bahwa (1) financial leverage berpengaruh negatif dan signifikan terhadap financial distress; (2) struktur modal berpengaruh positif dan signifikan terhadap financial distress; dan (3) total asset growth tidak berpengaruh signifikan terhadap financial distress.

PurposeThe purpose of this study is to determine the level of financial health at Islamic Commercial Banks in MethodologyIndonesia using the CAMEL method which consists of Capital, Assets, Management, Earning and Liquidity in the period 2014-2018.The type of data used in this study is secondary data in the form of financial at PT. Bank Syariah Mandiri and PT. BNI Syariah Bank. Findings . Based on the results of an analysis of the level of soundness of a bank using the CAMEL Method in terms of calculating known ratios from the analysis of Capital, Capital, Asset (Earning Quality), Earning (Rentability) of the two Sharia Commercial Banks in 2014-2018 are all in the second healthy predicate except for the Management (Liquid) and Liquidity (Liquidity) factors of the two Sharia Commercial Banks which started in 2014-2018 all are in reasonably healthy condition. Suggestion For customers and potential investors, these two Islamic Commercial Banks can be used as an option to invest their funds because seen from all aspects of the weight of CAMEL, the average is in a healthy condition.

Islamic economy is an economic system that stand on the principle of justice, where sharedprofits and welfare, not personal gain, are the main goal. In the Islamic economic system, theprinciples are: first, getting down to the economy is to meet basic needs in order to worshipand to thank Allah SWT; second, setting the real sector in motion to get the currency incirculation so that no one would be able to accumulate wealth as much as they wish. Thephenomenon of Islamic economic revival in the era of globalization plays a very important rolein dealing with the global economic and financial crisis. The government as a regulator has animportant to achieve the goals of Islamic economy. The goal is falah, which can be achievedthrough maslahah optimization. Therefore, with mandate from Allah SWT and the community,the government’s role in general is to bring what is good for the whole community. There is aneed to observe a number of driving factors behind the Islamic economy revival in the era ofglobalization. The first driving factor is the people’s awareness. The ummah plays double rolesas object and subjec of Islamic economy development. Second, human resources, in term ofquantity and quality. Three qualifications of human resources are required to set the Islamiceconomy in motion. They are kafa’ah (expertise), himmah (work ethics) and amanah(trustworthy). Third, self-reliance of the ummah, that is, the need to change the mindset ofMuslims in regard to Islam with sharia values. Fourth, the need for an institutionand support,complete and conducive system. Fifth, the role and government policy in the development ofIslamic economic system, the support of People’s House of Representatives [DPR] areimmensely important. The government agencies and legislative institution cooperate withofficials in working for the National Sharia Council / DSN-MUI.Keywords: Islamic economy, globalization, syaria bank, Indonesia, policy.

The development of the convergent communication technology is not only limited to technology, but has penetrated and changed the basic patterns of human life. As a process structure and artifact, technology is an imperactive feature of future community development. Mass media is an effective means that can reach the masses in a large and widespread universality of reach. Mass media has an important role in society and is considered to have excess that can influence human mind in order to change their lifestyle. This paper tries to explain the phenomenon of convergence media that forces conventional media to enter the internet network (online). The research methods are qualitative and descriptive by applying library study and emperical data. This study discussed the digitalization of freedom in democracy in the mass media. There are 4 (four) aspects that influence the shifting of religious behavior community as a result of mass media freedom, in economic, social, cultural, and political life. The results of the study reveal conventional media shifting to online media give positive and negative impacts to its users. Moral decline in community, the economic life that puts too much emphasis on material fulfillment efforts, has caused people to become consumptive. Culture has caused the changes in the way of nation's life and losing of political values that based on family spirit, consensus, and mutual cooperation. In the view of Islam, mass media is a mass communication media that functions in creating a public opinion. The forming of public opinion is something that cannot be underestimated in the Islamic system. Mass media has a function to build a solid religious community and strengthen the values of nation and state life. Perkembangan teknologi komunikasi yang berkonvergensi ini tidak hanya sebatas dalam ranah teknologi semata, melainkan telah merambah dan mengubah pola-pola dasar kehidupan manusia.Teknologi sebagai struktur proses dan artefak, merupakan ciri imperactive perkembangan masyarakat masa depan. Media massa merupakan sarana efektif yang mampu menjangkau massa dalam jumlah besar dan luas (universality of reach). Media massa memiliki peranan penting dalam kehidupan masyarakat dan dianggap mempunyai keunggulan yang dapat mempengaruhi pikiran manusia sehingga gaya hidup dapat berubah. Makalah ini mencoba memaparkan munculnya fenomena konvergensi media yang memaksa media konvensional melebarkan sayap dan masuk ke dalam jaringan internet (daring). Penelitian ini merupakan penelitian deskriptif kualitiatif dengan menggunakan studi literatur dan data empiris. Dalam penelitian ini dibahas digitalisasi kebebasan berdemokrasi dalam media massa. Ada 4 (empat) aspek yang mempengaruhi pergeseran perilaku religiuitas masyarakat sebagai akibat kebebasan media massa, mulai dari aspek kehidupan ekonomi, sosial, budaya dan politik. Hasil penelitian menunjukkan bahwa, pergeseran media konvensional ke media daring memiliki dampak positif bagi yang memanfaatkan dengan baik, sebaliknya berdampak negatif jika memanfaatkannya secara sia-sia. Kemerosotan moral di kalangan masyarakat, kemajuan kehidupan ekonomi yang terlalu menekankan pada upaya pemenuhan material, telah menyebabkan sebagian masyarakat menjadi konsumtif. Sisi budaya mempercepat perubahan pola kehidupan bangsa dan lunturnya nilai-nilai politik yang berdasarkan semangat kekeluargaan, musyawarah mufakat, dan gotong royong. Dalam pandangan Islam, media massa merupakan media komunikasi massal yang berfungsi dalam menciptakan sebuah opini publik yang akan menjadi opini umum.Pembentukan opini umum adalah hal yang tidak bisa disepelekan dalam sistem Islam. Media massa berfungsi untuk membangun masyarakat religiuitas yang kokoh dan untuk memperkuat nilai-nilai kehidupan berbangsa dan bernegara.