Insurers Ready to Sell Medical Savings Accounts.

Discusses the U.S. Congress' decision to add tax breaks for health savings accounts to the new Medicare law. How consumers will be able to obtain relatively inexpensive health insurance policies with high deductibles combined with savings accounts; Observation that two of the nation's biggest insurance companies, UnitedHealth Group and Aetna, are seizing the opportunity; View of some Wall Street analysts that the accounts are a threat to the existing health care system; Implications of the new accounts for current health insurers; Why the accounts have long been a goal of conservative lawmakers and academics.