Cite
Why discouraged borrowers exist? An empirical (re)examination from less developed countries.
MLA
Gama, Ana Paula Matias, et al. “Why Discouraged Borrowers Exist? An Empirical (Re)Examination from Less Developed Countries.” Emerging Markets Review, vol. 33, Dec. 2017, pp. 19–41. EBSCOhost, https://doi.org/10.1016/j.ememar.2017.08.003.
APA
Gama, A. P. M., Duarte, F. D., & Esperança, J. P. (2017). Why discouraged borrowers exist? An empirical (re)examination from less developed countries. Emerging Markets Review, 33, 19–41. https://doi.org/10.1016/j.ememar.2017.08.003
Chicago
Gama, Ana Paula Matias, Fábio Dias Duarte, and José Paulo Esperança. 2017. “Why Discouraged Borrowers Exist? An Empirical (Re)Examination from Less Developed Countries.” Emerging Markets Review 33 (December): 19–41. doi:10.1016/j.ememar.2017.08.003.