The Newest Allocation Fad?

The article discusses the 25x4 portfolio as a potential alternative to the traditional 60/40 portfolio. The 25x4 portfolio suggests dividing assets evenly into stocks, bonds, commodities, and cash. Proponents argue that this allocation may outperform the 60/40 portfolio in the 2020s due to higher inflation and interest rates. However, the 25x4 portfolio has not consistently outperformed the 60/40 portfolio over longer periods. It is important to carefully consider any allocation strategy and make decisions based on individual circumstances and comprehensive financial planning. [Extracted from the article]