PERLINDUNGAN HUKUM TERHADAP DATA PRIBADI NASABAH PINJAMAN ONLINE (STUDI DI OVO).

In online loan services, there are many problems regarding disseminating personal data by online loan providers without notifying or asking permission from their customers. Related to this, legal protection for personal data in online loan services and sanctions for violations. The purpose of this paper is to find out legal protection. personal data of online loan customers. The method used is a normative legal method with an approach to facts and legislation. The results of the study show that legal protection and sanctions for violators of personal data in online loans have been stated in the regulation of the financial services authority No. 77/POJK.01/ 2016 concerning information technology-based lending and borrowing services, which is emphasized in article 26 that the organizer is obliged to be responsible for maintaining the confidentiality, integrity and availability of customer personal data and its use must obtain approval from the customer unless otherwise stipulated by the provisions of the law. Sanctions for violations of customer personal data are regulated in Article 47 paragraph (1), namely administrative sanctions in the form of written warnings, fines, obligation to pay certain money, restrictions on business activities and revocation of licenses. [ABSTRACT FROM AUTHOR]