Supply Chain Pricing and Financing Strategies under Differentiated Green Credit.

Green credit financing is closely related to corporate credit rating, so conducting in-depth research on the differentiation of green credit has practical significance. For the three-stage supply chain system composed of risk avoidance suppliers, retailers and banks, suppliers face a capital gap to produce green products to meet market demand. Based on Stackelberg game theory, this paper establishes a bank green credit and mixed financing model to study the best financing strategy of suppliers under differentiated green credit. Research shows that credit rating is not always positively correlated with product greenness, and it is important for enterprises to improve their own credit rating; the higher the degree of suppliers' risk avoidance, the lower their utility profit; only when the green sensitivity coefficient is low, the conclusion that retailers are more willing to choose to cooperate with suppliers with high credit rating is inevitable; banks providing loans to suppliers with middle credit rating can maximize their profits, and providing loans to suppliers with high credit rating can better stimulate green production. [ABSTRACT FROM AUTHOR]