Digital Finance, Consumption Enhancement, and E-commerce's High-quality Progress: An Impact Analysis Based on Computer Technology.

Digital finance emerges from the fusion of financial expertise with the advancements in computer science and technology. Computer technology provides strong data processing and analysis capabilities for digital finance, and provides strong support and guarantee for the e-commerce's high-quality progress. In order to investigate the correlation between digital finance, consumption enhancement and e-commerce's high-quality progress, and to explore the influencing factors and policy paths of the high-quality advancement of ecommerce in the contemporary era. This study examines the impact of digital money from a theoretical perspective, the channel effect of consumption enhancement and the regulation effect of consumer psychology in the process of enhancing e-commerce quality, and builds an econometric model for quantitative empirical research. Using panel data to digital finance as the breakthrough point, this study discusses the important drivers of electronic commerce high quality development, refinement study the computer technology for electronic commerce infrastructure support, analysis of "digital finance, consumption upgrade, and e-commerce's high-quality progress" channel influence and transmission mechanism. This paper also explores the regulating effect of consumer psychology on the correlation between digital finance, consumption enhancement and e-commerce's high-quality progress. The research results show that the e-commerce's high-quality progress can be promoted by expanding the exploration of digital finance and enhancing digital finance depth, while digital financial services, bolstered by computer technology, are increasingly instrumental in advancing regions with robust development profiles, and consumption enhancement can play a channel role and transmission effect. Consumer psychology plays a negative role in regulating the e-commerce's high-quality progress. With the improvement of residents' marginal propensity to consume, the positive impact of digital finance on advancing high-quality e-commerce progress is compromised. Therefore, the e-commerce's high-quality progress under the new situation should be actively promoted to promote the upgrading of household consumption. By focusing on the psychological needs of consumers, e-commerce can achieve high-quality development. [ABSTRACT FROM AUTHOR]