Health Care Reality Intrudes.

Focuses on General Motors (GM) retirees, in light of GM's tentative agreement with the United Auto Workers to cut retiree health care expenses. Comments of former GM electrician Sam Loggans and other retirees; Views of health policy experts, who contend that GM still appears to be years behind big companies in other industries in addressing runaway health care costs; Attitudes of GM retirees, including grudging acceptance; How retired workers from many other unionized industries are paying a growing share of health costs.