Mom and Pop Wary of Stocks.

The article discusses caution among individual investors in the U.S. about investing in U.S. stocks. In 2013 U.S. stock mutual funds are set to record net inflows of cash for the first year since 2005. Sharp stock-price declines amid the global financial crisis of 2008-2009 are said to have left some investors discouraged about stocks, even though the Dow Jones Industrial Average could see its largest gain in 2013 since 1996.