Legal Victory for Insurance Exchanges.

The author comments on the decision of a U.S. federal judge on the case, Halbig v. Sebelius, on January 15, 2014, wherein a challenge to the new health insurance exchanges created under the Affordable Care Act (ACA) was rejected, and its benefit to health insurance exchanges. The author discusses the effect on ACA if the challenge succeeded, the appeal of the ruling and the subsidies being provided by the ACA to individuals purchasing insurance on these exchanges.