Understanding Foreclosure Risk: The Role of Nativity and Gender.

Drawing on qualitative interviews and fieldwork, this paper examines the risk factors that lead families into mortgage default and foreclosure risk. While neoliberal ideology and policy recognize lower-income families as at greater risk, in this paper we argue that immigrants and women experience particular risks – separation and divorce, the expense of remittances, poorer treatment in rental markets, and conflicting experience of ownership between the United States and country of origin. When these differences are ignored, social policies cannot respond adequately to the disproportionate risk that women and immigrants face to homeownership. [ABSTRACT FROM AUTHOR]